I don’t have enough money for a cruise. Is it a clever idea to purchase it with a special cruise credit card and pay it off later?
Answered on Monday, June 26th, 2017 by
Amy Miller

You can really do better than that. With a NCL card you’ll have to pay interest almost from the start – there’s no 0% into APR – and the interest can go up to 23.74%. If you cannot wait to go on vacation, but you are currently short of money, try a 0% intro APR credit card. That way you won’t at least pay the same amount in interest, and the 0% intro period can stretch a lot, enough to pay off the balance in time.

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The Evolve bank currently offers two credit card options that would be useful to someone in your situation. These cards include the Visa Platinum Card and the Visa Business Card. Both credit cards offer a 0% introductory APR on purchases for the first 12 billing cycles. After the introductory period is over, both of these […]

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