Everyone is trying to apply for a low interest credit card; they say it’s the best. If I pay in full each month, will 0% intro rate make a difference to me?
Answered on Thursday, August 5th, 2010 by
James Williams

Low interest credit cards are indeed what everyone is trying to get, paying no or low interest on balance you owe helps to save money. If you pay in full every month, low APR will be beneficial to you only if there’s an emergency and you can’t pay in full. Credit cards with low interest rates on balance transfers and purchases are usually meant for consumers with good or excellent credit history, and have a whole range of additional benefits like rewards, no or low fees, membership programs, discounts, and more. If you pay in full each month, your priority while choosing a credit card should be other features like no annual fee, rewards programs (e.g. cash back, hotel, frequent flyer miles, gas), etc.

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Please click here and browse the credit cards with a balance transfer option and 0% intro APR on balance transfers for definite periods of time and/or low balance transfer fees. Compare these 0% balance transfer credit cards side by side, look into their features and terms, especially pay close attention to their go-to APRs, and [...]

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Click here and browse the low rate credit cards we have on offer. Consider 0% intro APRs on purchases and/or balance transfers and be sure to find the credit card right for you.

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Our Financial Expert Team
Amy
Miller

While she enjoys writing about money, Amy admits she is not your typical personal finance writer-she is a shopaholic, an impulse/emotional buyer, and unable to save for longer than a few months at a time. But she is trying to improve her finances and shares her experience and tips on learning how to budget money, manage debt, and set goals in her writing for BestCreditOffers.com. She hails from the foggy city of London, but now resides in Salt Lake City.

James
Williams

James Williams is a personal finance expert, trained in journalistic writing. As a freelance writer and professional blogger who works from home, he contributes to many personal finance websites including BestCreditOffers.com.

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