Everyone is trying to apply for a low interest credit card; they say it’s the best. If I pay in full each month, will 0% intro rate make a difference to me?
Answered on Thursday, August 5th, 2010 by
James Williams

Low interest credit cards are indeed what everyone is trying to get, paying no or low interest on balance you owe helps to save money. If you pay in full every month, low APR will be beneficial to you only if there’s an emergency and you can’t pay in full. Credit cards with low interest rates on balance transfers and purchases are usually meant for consumers with good or excellent credit history, and have a whole range of additional benefits like rewards, no or low fees, membership programs, discounts, and more. If you pay in full each month, your priority while choosing a credit card should be other features like no annual fee, rewards programs (e.g. cash back, hotel, frequent flyer miles, gas), etc.

Other Popular Low Rate Card Offers FAQs

I would use caution whenever you see a no-interest option on a credit card. This is very different from a 0% APR promotional period on a traditional credit card. When the promotional period ends on a traditional credit card you will begin being charged interest on whatever your balance is at that time. When a […]

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You can get a 0% intro APR credit card to finance high end items. Or you can choose to apply for the TronixCountry™ credit account which comes with 0% ongoing APR.

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