I have 640-650 credit score, 130k income, and some credit. I need a card but it seems like getting a card with a $500 credit limit will only push my scores down. How do I get a higher limit?
Answered on Tuesday, September 16th, 2014 by
James Williams

You can contact your current credit card issuers and request for a credit limit increase. It won’t hurt your credit score as much as opening a new credit card because the average age of your credit accounts won’t change. If your creditors do not raise your credit limits, then you can apply for a new credit card. When you apply for a credit card it is inevitable that your credit score will be lowered. But that is not what cannot be improved. On-time minimum payments with all your creditors during 3-6 months will raise your scores back if not improve.

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