What’s the difference between a gas credit card and a co-branded credit card as a Midas?
Answered on Friday, April 28th, 2017 by
Amy Miller

This is a good question, because many people get confused about this exact thing. But in fact, a co-branded credit card could also be a gas credit card, and in many cases, it is. All that co-branded means is that the credit card is issued by a financial institution in partnership with a particular merchant. This could be a department store, an airline, a hotel chain, or a fuel company. If you have a co-branded credit card, you will earn rewards when you use it at the merchant or retailer that issued it. You can also use it to make purchases anywhere, in most cases, but the biggest rewards will be reserved for the brand that is on the card. A gas credit card is usually issued by a gas company such as Shell, Exxon, or Amoco. Otherwise, you can use a non-co-branded card that offers cash back. There are some that offer more cash back at gas stations than other places, so one of those would be of most interest to you, if you don’t want to be committed to using one particular gas station to fuel up your vehicle.

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