I'm currently interested in applying for the Belk credit card, I shop there a lot, but I don't know of any additional benefits that come with using their card. I already have a few cards and I'm not sure if the Belk credit card will have any additional benefit to my shopping experience. What are the benefits of shopping with the Belk credit card?

Answered on June 20, 2017
Updated on June 20, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
By shopping with the Belk rewards card, you can collect 1 reward point for every $1 spent on qualifying purchases at Belk stores or the Belk website. Cardholders will receive a $10 reward certificate every time they earn 400 points. As a cardholder, you also have access to receipt free returns. If you spend $600 as a Belk Rewards cardholder holder, you will be upgraded to the Belk Premier card. With this card, you will receive additional benefits including special savings offers and access to the Belk Rewards Flex Pay Plan. By spending $1,500 in total as a Belk cardholder, you will become a Belk Elite Cardholder. With that card, you will receive all previously mentioned benefits, with the addition of free shipping, personal sale days and a birthday coupon.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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Valero has a tiered rebates system. You earn 4¢ per gallon on every gallon purchased when you purchase at least 50 gallons per billing cycle or earn 8¢ per gallon on every gallon purchased when you purchase at least 75 gallons per billing cycle (up to a maximum of 110 gallons). Gas rebates will automatically appear on your monthly billing statement. For more traditional and easy to understand reward options, see general rewards credit cards and especially cash back cards. Those give you simple cash back every time you purchase anything anywhere and rewards are also redeemable everywhere.
If you have an excellent credit there are a lot of credit cards that will bring you more benefits than JCPenney rewards credit card. If you want to save on shopping with a credit card at your favorite stores, you may choose a regular credit card with cash back rewards.
Consider frequent flyer credit cards to earn miles and enjoy air travel benefits. Study the features associated with these credit cards carefully. Hope you will find the credit card right for you.

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