I am renovating my home and I was thinking of filling out the Lowes application and getting their card. Any advice on the matter?
Answered on Thursday, March 31st, 2016 by
Amy Miller

When applying you will be asked to decide which promotion you are interested in. You can either get a 5% discount or special financing for twelve months on a purchase of $299 or more. You can not get both. Also, the everyday discount is not an ongoing discount. The 5% savings is only on the initial purchase when you apply for the card. When doing a home renovation, it is highly doubtful that you would make all the purchases you need at one time. Also the card has a 24.99% APR which is relatively high. If you did not pay the balance in full right away the high APR would quickly negate any discounts. Therefore, I would say it is better to use a traditional credit card that gets rewards. Many cards have rotating categories that earn 5% cash back. In lieu of special financing, consider applying for a card with an introductory 0% APR on purchases.

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No, Firestone credit card can only be used at Firestone locations. If you want to use the card everywhere, we would recommend you apply for a regular credit card. Regular credit cards are accepted everywhere and may allow you to earn rewards on purchases, Firestone included. For example, the Discover it Cashback Match card will […]

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