I want to buy new furniture and I qualified for BrandsMart financing, but can I use my regular credit card instead?
Answered on Saturday, June 17th, 2017 by
Amy Miller

Yes, you can absolutely use your regular credit card to make this purchase instead. In fact, it’s a better choice than using their in-store financing. But keep in mind that you could also apply for a brand-new credit card, one with a sign-up bonus and a cash back rewards program, and get even more bang for your buck out of this purchase. There are just a couple of things to consider first. Take a look at your credit score and make sure it’s in the healthy range, so your chances of being approved for the card are as high as possible. Then, look at what your credit limit might be. You don’t want to max out your new card as soon as you get it; that’s not good for your credit rating. But depending on what your limit is, and how much your furniture costs, it might be no problem at all. A card with a 0% APR offer on new purchases is absolutely your best bet when making this improvement to your home. Congratulations on a great choice!

Other Popular Credit Card Rewards FAQs

There are a lot of rewards credit cards with low interest rates that allow you to earn rewards on purchases, including GameStop purchases. You can choose to earn cash back, bonus points or miles rewards. Some cards come with 0% intro APR periods on purchases or balance transfers. The ongoing APRs will depend on your […]

Continue »

No, Firestone credit card can only be used at Firestone locations. If you want to use the card everywhere, we would recommend you apply for a regular credit card. Regular credit cards are accepted everywhere and may allow you to earn rewards on purchases, Firestone included. For example, the Discover it Cashback Match card will […]

Continue »

  1. What is your question?
  2. Please, enter your question and contact information so that we can send our answer to you by e-mail.
  3. (valid email required)
  4. (required)
  5. Captcha
 

Best Credit Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 5 / 5
Copyright © 2001-2017 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer. Opinions expressed here are the author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. Reasonable efforts are made to present accurate info, however all info is presented without warranty. Consult a card's issuing bank for terms & conditions.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.