I want to buy new furniture and I qualified for BrandsMart financing, but can I use my regular credit card instead?
Answered on Saturday, June 17th, 2017 by
Amy Miller

Yes, you can absolutely use your regular credit card to make this purchase instead. In fact, it’s a better choice than using their in-store financing. But keep in mind that you could also apply for a brand-new credit card, one with a sign-up bonus and a cash back rewards program, and get even more bang for your buck out of this purchase. There are just a couple of things to consider first. Take a look at your credit score and make sure it’s in the healthy range, so your chances of being approved for the card are as high as possible. Then, look at what your credit limit might be. You don’t want to max out your new card as soon as you get it; that’s not good for your credit rating. But depending on what your limit is, and how much your furniture costs, it might be no problem at all. A card with a 0% APR offer on new purchases is absolutely your best bet when making this improvement to your home. Congratulations on a great choice!

Other Popular Credit Card Rewards FAQs

By shopping with the Belk rewards card, you can collect 1 reward point for every $1 spent on qualifying purchases at Belk stores or the Belk website. Cardholders will receive a $10 reward certificate every time they earn 400 points. As a cardholder, you also have access to receipt free returns. If you spend $600 […]

Continue »

Yes. You can use your points towards international reward flights on Emirates. Note that redemption restrictions and rewards availability may apply. Also, you will need to pay taxes and fees as they are not covered with points. To redeem your points, you will need to log in to your Elevate account. If you have difficulties, […]

Continue »

  1. What is your question?
  2. Please, enter your question and contact information so that we can send our answer to you by e-mail.
  3. (valid email required)
  4. (required)
  5. Captcha
 

Best Credit Offer
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Consumer Rating: 4 / 5
Copyright © 2001-2017 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Disclosure: Not an access card.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.