I enjoy shopping at Sears and I’m always asked by a cashier if I would like to sign up for their card. Do you think it is a good idea? I don’t spend with credit frequently.
Answered on Sunday, April 12th, 2015 by
Amy Miller

Sears credit card comes with high interest rate so you will need to pay off the card balance every month to avoid interest charges. If don’t, then all discounts and perks will be swept away by fees. A cheaper option for you can be the Discover it card. It has cash back bonus program allowing you to earn 1% cash back on all purchases, 5% cash back in rotating categories and up to 20% cash back on purchases made through Discover Deals. By the way, Sears purchases will bring 5% cash back if you shop through Discover Deals.

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