Hello, I currently have the Belk Rewards Card and I recently found out about the Belk Elite Card. I want the free shipping that comes with it, but I'm not sure if it's worth working towards. Do you think the Belk Elite Card is worth it?

Before becoming a Belk Elite cardholder, you must first become a Belk Premier cardholder. To become a Belk Premier Cardholder, you must spend $600 as a Belk Rewards cardholders. To become a Belk Elite cardholder, you must spend a total of $1,500 on your Belk credit cards within a calendar year. Aside from the free shipping, there aren't many other benefits. Additional benefits include a quarterly 20% off personal sale day, as well as a 20% off birthday coupon. In my honest opinion, I do not believe the Belk Elite card is worth the $1,500 you need to spend to get it. Unless you are paying thousands of dollars in Belk shipping fees, the Belk Elite card is a real waste of time and money.