I would like to fill out a Big Lots credit card application, but I don’t know if I qualify for the card. Can you give me an idea of what they are looking for? Will they be running a background check on me?
Answered on Friday, August 12th, 2016 by
Amy Miller

If you’ve never applied for a credit card, it’s understandable that you might be nervous about the process. But don’t worry. It’s really very straightforward. You’ll want to gather up your personal information in order to fill out the application – things like your home address and mailing address, your social security number, your annual income, your phone number, your date of birth, and your preferred contact information. You might also need to list the other members of your household, such as a spouse. But this is not for a background check, exactly. They will run a credit check to see what your credit score is, and whether your credit is good enough to qualify for the card. For this type of card, the requirements aren’t usually very stringent, so you have a good chance of being approved.

Other Popular Credit Card Rewards FAQs

There are so many great credit cards that offer cash back, it’s difficult to narrow it down to just one. But you’re right that another type of card is probably a better choice.

Continue »

This is an interesting dilemma. The thing about credit cards is, you will only get into debt using one if you use it to buy things that are beyond your means.

Continue »

  1. What is your question?
  2. Please, enter your question and contact information so that we can send our answer to you by e-mail.
  3. (valid email required)
  4. (required)
  5. Captcha
 

Best Credit Offer
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Consumer Rating: 5 / 5
Copyright © 2001-2016 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.