I love shopping at discount chain stores and would like to learn how to earn Big Lots rewards when I shop there. Do I have to use a credit card to get them, or can I pay with cash?

Unfortunately, paying with cash doesn't allow you to reap many rewards. In order to earn cash back, points, miles, or other incentives offered by stores and banks with rewards credit card products. You have to actually use a credit card to make the purchases. But I have a question for you, too. Why do you prefer to use cash? If you're worried that you won't qualify for a credit card, you can be assured that there are many credit cards designed for people with limited credit, average credit, or even poor credit. You can also consider a prepaid card or a secured card. A secured card is a good choice if you'd like to establish credit or repair your credit score. So don't give up on getting those rewards by using a credit card to make your purchases.