I don’t have credit history. And my wife recommend me to apply for a store credit card like Belk card, because it is easier to receive such card. What do you think about it?
Answered on Tuesday, October 10th, 2017 by
Amy Miller

You should be able to build your credit history as the Belk card is reported to at least one credit bureau. However, to qualify for the card, you should have at least fair credit history. If your credit history is lower than fair, we would recommend you consider a regular credit card for bad or limited credit, not a store credit card. You can also apply for a secured credit card. A good example of such a card can be the Discover it Secured Card with no annual fee and with a cash back rewards program. With this card, you’ll get 2% cash back at restaurants and gas stations and 1% cash back on all other purchases. In addition, Discover will match all your rewards after the year of using the card.

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No, Firestone credit card can only be used at Firestone locations. If you want to use the card everywhere, we would recommend you apply for a regular credit card. Regular credit cards are accepted everywhere and may allow you to earn rewards on purchases, Firestone included. For example, the Discover it Cashback Match card will […]

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