Credit Card Fees FAQs


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No. You can make only minimum payments each month. You can see the amount of your minimum payment (as well as balance and available credit limit) on your credit statement, which you should receive each month.

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Special financing at Dillard’s is done through their credit card. So you would need credit that is worthy of receiving their card. Which I would expect to be fair credit in the least. However, I would avoid any kind of special financing. It is usually associated with hefty fees and penalties. Many store cards advertise […]

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The equal pay option offered by the Amazon card could be a better option than special financing but I also wouldn’t consider it a good option. The equal pay option takes your promotional eligible purchases and splits them into 12 equal monthly interest-free payments. When thinking of this option keep in mind that your monthly […]

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Just so you know their card offers three options when you are applying. You must decide whether you want the 5% discount, twelve months special financing or 24-months special financing. To be clear the 5% discount is a one-time discount on your initial purchases. There is also a 12-month or 24-month special financing options. They […]

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There is almost always an application for any store card online. You can probably call as well and request an application be sent to you via traditional mail. You may also be able to apply by phone. If you go to your local Costco you can let them know that you want to apply for […]

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Most regular credit cards will allow you to withdraw money. However, note that cash advances are not usually free. The banks usually charge a 3% fee for each cash advance.

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March 13th, 2015
What is a charge off?

When a creditor is declaring that an amount of debt is unlikely to be collected it gets a status of “charge off”. If one of your credit cards has such status, it does not mean that the debt is cancelled. You are still responsible for paying off the debt. However, you will not be able […]

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