Best Credit Card FAQs


Do you have a million questions jumbled up in your mind regarding credit cards and the credit card application process? Don't worry, you are not alone! Our site has been designed to be simple to use and navigate in order to eliminate any potential hassles and frustrations surrounding the credit card application process. Our experts have already taken it upon themselves to thoroughly analyze and evaluate all of the popular credit card available on the market today and have laid them out in an easy-to-understand format, touting the best features of each.
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It can be very tempting to apply for store credit cards. When you’re checking out with your purchases, the clerk will usually ask whether you want to save 10-15% by opening an account right there on the spot.

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As a general rule, your credit limit is based on your creditworthiness; credit issuers look at your credit score in order to determine what credit limit to award you.

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Their card offers a 5% discount but it also offers a hefty APR of 23.15%. This is not out of the ordinary for a store branded card. For the most part store cards generally have an APR of at least 19.99%. So I would not use this card if you were going to carry a […]

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You can fill out a BJ’s application in-store, online, or by phone. However, you must already have a membership at the time of your application and you must be a primary member at the time of your application. A primary member is the person who bought the initial membership and is the main user of […]

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Synchrony Bank is the issuer of the Amazon.com store card as well as the upgraded Prime store card for Prime members that apply for the store card. To make an Amazon credit card payment online you can go through the Synchrony bank website. There you can either make a one-time payment or set up recurring […]

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They do not offer special financing, but you would want to avoid that anyway. Cards that work on a premise of special financing usually have deferred interest. So if you had six months to pay for a purchase this is only interest free if you pay the whole amount within the six-month timeframe. If not, […]

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Making a payment online is probably the easiest method. You would of course need a checking account with a valid debit card. If you have not yet made a payment online, you must first register your card which is easy. After that you will obtain a user ID and password that can be used for […]

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