Just need to contact someone with questions on transferring 3 cc onto one and which card would be the best to use. Thanks
Answered on Thursday, September 6th, 2012 by
James Williams

We do not offer call service for the time being but you can always write us and ask your question.
Meanwhile, as you are interested in balance transfer offers, let me tell you some general aspects that may be useful to you. First and the most important is that you can apply for a balance transfer credit card only if you have good-to-excellent credit history. It means that your credit score should be somewhere in space from 700s to 800s. If you do not meet this requirement it’s worth considering a different credit card.
The second thing you should know about is the amount of credit you are going to transfer. If you have outstanding balances on your credit cards, it is highly unlikely you will be able to move all this onto a single balance transfer credit card. However, if you transfer only a portion of it, this will be better than nothing and can be a big step towards lowering your overall debt.
Another thing to know when transferring balances is fee that may be charged by the issuer to complete the process. In general you will be asked to pay 3% – 5% of the transferring amount.
The decision to transfer balances from high rate credit cards to one offering a lower APR for several months or longer can appear a smart financial move. But as all important financial moves this requires calculation and discipline. Preliminary calculations you can do even right now. Use you our balance transfer calculator to know if it is worth transferring your balances.
This is only general information and if you want something to be clarified or have some particular questions, feel free to contact us.

Other Popular Balance Transfer Card FAQs

You will need good to excellent credit history to apply for a card with such long introductory period. Check your credit reports and credit scores before you apply. If your credit is good or excellent, you can apply for the Discover it® – Double Cash Back your first year card. The 0% interest introductory period […]

Continue »

If you feel like you can afford and manage the fourth card, you can apply for a credit card that fits your credit history. You can consider applying for a credit card with 0% introductory period on balance transfer and pay off the balance of one or two credit cards. For example, look at the […]

Continue »

  1. What is your question?
  2. Please, enter your question and contact information so that we can send our answer to you by e-mail.
  3. (valid email required)
  4. (required)
  5. Captcha

Best Credit Offer
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Consumer Rating: 4 / 5
Copyright © 2001-2016 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

User Generated Content Disclaimer: These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.