One of my credit card accounts doesn’t have a high enough limit for me to make the big outdoor furniture purchase I was planning to make for the holidays. Is there a way to get Tractor Supply credit so I can afford what I want?
Answered on Monday, April 4th, 2016 by
Amy Miller

If you need to apply for special financing for your large purchase, you can definitely try getting credit from the store you’re buying at. But you might want to think twice about doing this, if your current credit card has a low limit or is maxed out. Consider why your credit limit isn’t higher. If it’s because your credit is poor, work on getting your score up before you apply for new lines of credit. Start by ordering a copy of your credit report, or checking out your FICO score online for free. Look it over and see whether all the information is correct. If it isn’t, contact the credit bureau to correct it. If your balances are high, paying them down will help improve your credit score. Making all your payments on time, utilizing a mix of types of credit, keeping your accounts open and in good standing, and applying selectively for new credit will ensure a healthy credit score and allow you to access higher lines of credit.

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