I want to get a new credit card and applied for a Mills Fleet Farm credit card but I was turned down. What can I do?

Answered on March 08, 2017
Updated on March 08, 2017
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
If you were turned down for a new credit card, it may mean that your credit score isn't great or you have some recent bad things on your credit reports. In this case, you the first thing you should do is to get a copy of your three credit reports. You can order the copies from each of the three major credit bureaus of from special services. Make sure there aren't any errors on your reports; if there are, write or call credit bureaus and reporting companies to have them corrected. Then, pay off any outstanding debts you may have, or try to make at least minimum monthly payment with all your creditors on time and each month. Try to keep all your accounts in good standing so that to continue building your credit history. If you don't have a healthy mix of credit, including a bank loan or mortgage in addition to credit cards, think of getting another kind of loan. And soon you'll be on the road back to good credit.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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A Group One Platinum Card is not strictly speaking a credit card. It is a shopping card that you can use exclusively at the Horizon Outlet (thehorizonoutlet.com). The Horizon Outlet is an online store that offers a range of merchandise: men's, women's and children's apparel; home goods; entertainment and electronics; and financial services. You should apply for a card if you are sure that you will buy at this online store often.
The Group One Platinum Card is a shopping card that you can use exclusively at the Horizon Outlet (thehorizonoutlet.com). It is an online store that sells clothing, toys, small appliances and other small-ticket items. The bank may report to at least one credit bureau and therefore help you build your credit score, but for that you need to pay some costs. All of the fees you mas see in the card's terms and conditions, however be aware of the following: One time Card Issuance and Account Validation fee: $0.00; Monthly Membership Fee: $14.77 - this is paid monthly for the full benefits plan; Late...
No, it can't be used for cash advances. The Group One Platinum Card can only be used to make purchases through the Horizon Outlet website or catalog. This is a shopping credit account, not a credit card. Cash advance features are only available to the credit card owners. Credit cards are not the best source of cash, however, as there are high fees and APRs on cash advances. Debit cards are the best for cash advances.

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