I have bad credit and a friend of mine told me I should try applying for a store card. I do not have a Kmart near me, but I shop a lot at Kmart online. Do you think they would approve me for their credit card?
Answered on Sunday, May 8th, 2016 by
Amy Miller

No, if you have bad credit it is unlikely that you would be approved for any store card. However, there are many cards that cater to your type of credit. If you have bad credit it is important to only apply for a card that you will definitely get. Applying for a card you do not meet the criteria for will actually further harm you credit. When you apply for a score card they will likely do a hard pull on your credit record which will bring your score down even further. It is just not worth it if you will not ultimately get the card. Apply for a card that will help you improve your credit first.

Other Popular Bad Credit Card FAQs

The Emporium credit account is designed for people with bad credit and you may even qualify if you have no credit at all. Some general requirements for this card are as following: you should be a U.S. resident, should have a stable source of income, and have a checking account. The approval process for the […]

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The Emporium credit card is a store credit account that can only be used at Emporium.com. The card is not affiliated with Visa or Mastercard, so you won’t be able to use it anywhere outside the online store. You cannot use the Emporium card for groceries or bill payments either. For that, we would recommend […]

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