I have a credit rating on the borderline of poor, with a credit score of around 670, do you think I would be approved for the Target card?

Answered on April 18, 2016
Updated on April 18, 2016
The content is accurate at the time of publication and is subject to change.
Amy Miller Amy Miller
Store cards tend to have a larger window as to what kind of credit score is acceptable to them. Some stores, have several versions of their card. The store card that is co-branded by Visa or MasterCard would require better credit than the basic store card. However, most store cards usually do not approve people with bad credit. In your case it could be hit or miss. In other words, I would not apply for it because you cannot afford to lower your credit score any farther. If you submit an application, it could cause a hard pull on your credit which could lower your score even more. It is not worth it for a card you might not get. Go for a card that is specifically aimed at your range of credit that can help you improve your score.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.

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A Group One Platinum Card is not strictly speaking a credit card. It is a shopping card that you can use exclusively at the Horizon Outlet (thehorizonoutlet.com). The Horizon Outlet is an online store that offers a range of merchandise: men's, women's and children's apparel; home goods; entertainment and electronics; and financial services. You should apply for a card if you are sure that you will buy at this online store often.
The Group One Platinum Card is a shopping card that you can use exclusively at the Horizon Outlet (thehorizonoutlet.com). It is an online store that sells clothing, toys, small appliances and other small-ticket items. The bank may report to at least one credit bureau and therefore help you build your credit score, but for that you need to pay some costs. All of the fees you mas see in the card's terms and conditions, however be aware of the following: One time Card Issuance and Account Validation fee: $0.00; Monthly Membership Fee: $14.77 - this is paid monthly for the full benefits plan; Late...
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