1.
2.
3.
1.
2.
3.

Immediate credit card care service

Answering your questions is our job and we love it!
Probably the answer to your question is already in our databank.
Please use Search before you ask a question.
Search
 ex.: How can I apply for a credit card?
Displaying 320 to 330 (of 443 questions)
Page:   33 of 45
January 16, 2007, 8:05 am
My credit score is 400. Looking for a card to transfer balances of approx $15000 with APR of 29%

Any suggestions?
I'm sorry to disappoint you, but you can't get a balance transfer credit card to consolidate your debt, as this type of a credit card requires good or excellent credit (yours is poor, according to the score you indicate). No poor credit card provides balance transfers, either.
So your best way to act is to pay off your current debts in order to improve your credit and after that you will be able to apply for any good credit card you want.

Best,
Manager of Immediate Credit Card Care Service
January 16, 2007, 12:53 am
I HAVE FAIR CREDIT AND I'M TRYING TO GET AN BUSSINESS CREDIT CARD WHERE DO I LOOK
Unfortunately, at our site there are no business credit cards for fair credit, this type of credit cards requiring good or excellent credit history. You can apply for a fair credit card for your business needs, and after you build some more credit, a variety of business credit card offers will be available for you.
In most cases, you are supposed to have good credit to be able to build your business credit. And a business credit card you apply for is secured by your personal credit history. After about 5 yours of using business credit cards without delinquencies, you will be able to secure your credit by business credit history.
Now your choice can also be new business credit cards which sometimes accept fair credit customers.

Best,
Manager of Immediate Credit Card Care Service
January 15, 2007, 2:51 am
I was wondering if a person is a homemaker, can they get approval even if they do not have an income? I have a small income, as I am disabled, but have been very good in paying my small bills and am not delinquent with any card bank issuer.
If you have a favorable credit history and have never been delinquent with any credit card bank issuer, then you can be issued a credit card even with a little income. What you need to do is to make a close credit card search among Best credit card offers and to find a credit card best suiting your financial status. Fill out our online credit card application, indicating your income and you are most likely to be approved for a credit card that corresponds to it.

Best,
Manager of Immediate Credit Card Care Service
January 15, 2007, 2:22 am
How can one improve thier FICO scores?
First of all, if you mean to start improving your credit score, make sure the information presented by the bureau is correct and corresponds to the data provided by other credit bureaus. If all is valid, you can think of the possible ways to raise your credit scores. You will have to work out a strict policy of improving your credit rating and adhere to it whatsoever. If you want to improve your credit score, the first and the most important thing is to start paying your bills in full and on time. Do not exceed your credit limit and try to pay more than the minimum of your monthly charges.

Best,
Manager of Immediate Credit Card Care Service
January 15, 2007, 12:59 am
transfer from one credit card to another without the apr for 12 months. I have bank of america did not know they charged int. it's been a long time since I used a credit card
We present you with best balance transfer credit card offers online among which you are sure to find a credit card allowing you 0% APR for as long as 12 months. Besides, balance transfer credit cards also rank as best reward credit card offers giving you bonus points or cash back. But before you make a credit card search and apply online for credit card of your choice, make sure your credit rating goes with the requriements of the particular credit card offer. So, read the "Terms and conditions" section before you go choosing between Balance transfer credit cards and filling out a credit card application. If you are a selected credit card consumer, you may count on guaranteed credit card approval in a matter of minutes.

Best,
Manager of Immediate Credit Card Care Service
January 12, 2007, 3:54 am
I don'thaveany credit history, what card shoud I chose??
If you do not have credit history, then you cannot apply online for credit card yet. There are a number of variants to help you build credit. The most important thing is to attract creditors showing them that you have money and know how to manage it well. Thus, you can open a checking account or a saving account which do not start your credit file but demonstrate your money management. After a certain period of time you can apply for Secured credit cards already. Another variant is to obtain a store card but it usually charges you higher rates and fees. No credit card offers will also serve you good in your attempt to start your credit history.

Best,
Manager of Immediate Credit Card Care Service
January 12, 2007, 1:46 am
i am in the process of getting ready to build a house. my bank has asked that i pay down a couple of my credit card balences before we start. my question: if i opened another account, in order to transfer, would that hurt my crdit rating.
It is a frequent practice that when you're looking for new credit card offers to transfer your current balance,creditors know that you are either discontented with your credit card deal or you have some credit problems. Anyway, if you make a credit card deal with balance transfer credit card offers, it will inevitably hurt your credit rating a bit. Remember, though, that if you make the best use of your balance transfer credit card offer, that is pay for it regularly and in full, the negative information will be erased in a while and you will enjoy the priviges of the best credit card offers available online.

Best,
Manager of Immediate Credit Card Care Service
December 27, 2006, 1:01 am
The only credit I have is my phone and utiiteis. All past credit is paid how can I get a credit card?
First of all, before thinking of a credit card application, you should get a credit report, or, which is better, credit reports from all credit bureaus, to know what credit score you have. If your reports differ, as taken from different credit bureaus, it is necessary to correct them - remove the incorrect ot dated information and add the missing items. After that you won't have to worry trying to guess which credit bureau the bank will use to get your credit report.
So, if you know your credit history and score, you can start studying credit card offers available for you and evaluate them according to your needs and requirements.

Best,
Manager of Immediate Credit Card Care Service
December 25, 2006, 7:52 am
I have a Chase Visa and my balance is 4,800.00 with an APR of 29.74% and another credit card with a balance of 1,200.00 interest rate of 12.75%. I want to transfer the balance of both of these cards into an lower APR rate. What do you recommend? shanon zuniga
First of all, you should make sure your credit score corresponds to good credit history, for this you can get either online or common credit report. If it is OK, you can start estimating and comparing balance transfer credit cards at our site. It is difficult to recommend something definite, as it is only you who can determine what credit card is best for you. Some of them have lower percentage, but no intro period, some have no foreign exchange service, or annual fee, ao something else, so you'd better see them with your own eyes and decide what is better.

Best,
Manager of Immediate Credit Card Care Service
December 18, 2006, 4:53 am
how can i pay my account online or by phone
First of all you should be sure such service is available for your card. In the statements or terms&conditions of your credit card you can find such kind of information. If you want to pay online, you just get authorized at the web page belonging to your bank's official website and fill out the given forms with your account numbers and the like. If you want to pay by phone - you just use an sms service and enter the necessary information or dictate the same information to the operator by phone.

Best,
Manager of Immediate Credit Card Care Service
Copyright © 2001-2016 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.