Immediate credit card care service
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Displaying 300 to 310 (of 443 questions)
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April 4, 2007, 1:55 am
what fico scores are required for zero percent credit card offers?
Lowest APR credit cards and 0% credit cards imply rather attractive options and meant for positive credit customers. Thus, to be eligible for suchlike cards it is necessary to have goo-to excellent credit history. If you wish to become the holder of a 0% credit card, first turn to a credit bureau and check your credit report. If you are lucky to have a good credit rating (660-749) or excellent credit rating (750-850), then zero percent credit cards are to your service. At our site we present the best 0% credit card applications
. You are welcome to evaluate them, to read the terms and conditions of different credit cards and choose the most suitable and profitable for you. Be careful, apply only for the cards you can qualify.
April 4, 2007, 1:55 am
HAVE I BEEN APPROVED FOR MASTERCARD?
It is always necessary to wait for some time after you've applied for a credit card online. The credit institution will consider your credit card application, make inquiries of your credit report information, monitor it and then make a credit decision. If it is the case of instant approval credit cards you can get online credit card approval in 60 seconds. With other types of credit cards it can take a couple of days, a week (most often 7-10 business days) or a month. If you read terms and conditions while choosing the card, you might have seen the time you should wait for the approval. You are supposed to receive a pre-approved letter, stating the amount you can borrow and giving information about other terms. We are not credit card issuers and don't have access to your personal information, therefore we can't tell you whether you are approved or not. If you think you are waiting too long - contact your bank and clear out the question.
April 4, 2007, 1:53 am
im lookin for a card that i can pay 15.00 a month low in apr and no annual fee, can u help
First think about your current credit report to learn what credit score you have, and only after it apply online for a credit card according to your credit history. At our site you can find a variety of online credit card offers which include no annual fee credit card offers and low APR credit card offers. Mind that best fee free credit cards are mostly for people with good or excellent credit, who can apply for no annual fee credit cards
belonging to best online credit card offers with instant approval. If you possess bad credit, you can hardly find no annual fee credit cards. In this case, you have to improve your credit score and only later you'll have an opportunity to be approved for no fee credit cards. Low APR credit cards
are also mostly for customers with good credit history, though some companies offer low APR cards for fair credit. At last, if your credit score is good or excellent, you can easily apply for one of the best credit cards with low APR.
April 4, 2007, 1:52 am
i what to set up account
The matter is, that you won't be able to set up an account through our site, as we are not a bank or credit card company, and dealing with accounts is not in our competence. But there is a good amount of different online services, which you can use. You may find one through searxh engine and follow the give instructions. Usually the steps of installing an account are as follows:
- choose a name for your account that you'll remember easily (many customers use their email address as their user names). Then type a password that would be hard for others to guess, but easy for you to remember.
- type in your email address and the postal address that you'd like packages shipped to. (You can change this later if you need to.) Indicate if your billing address is the same, or enter a second address that corresponds with your credit card billing address.
- watch the information presently listed in your account.
April 4, 2007, 1:51 am
lost my card.dont have a bill to refer to for # .how can i freeze?
If you lost you credit card, it's absolutely necessary to take the immediate measures to prevent yourself from the negative consequences of the loss. The first step is contacting your bank, the issuer of the card, as soon as possible (better making a call), and inform them about it. They will either close this account of yours or freeze it, so no one will be able to use this card for his purposes.
The bank will charge you for the lost credit card. And if you'd like to continue using this type of credit card, they will assign a new number to your account and give you another credit card.
But you shouldn't waste a minute and act quickly, as your card could already be found and someone might want to profit by the situation.
April 4, 2007, 1:50 am
I am trying to lower my interest rate. On purchases I pay 26% and cash is 28%!!! They are extremely high and the company First Equity only offered to lower it by 3%...
I want to find a compamy that will transfer my $8,000 balance so that I can pay it off at a reasonable rate. I just leased a new car 2 months ago so I am concerned about trying for a transfer as that may be a bad thing for my credit score. I am searching for the best way to handle this without applying for more credit or making any negative marks on my credit report.
How can I best go about this?
First of all it is necessary to mention that balance transfer credit cards require no less than fair credit. So, you need to turn to a bureau, check your credit report and make sure, that you qualify. With a middle credit score you can look through our fair credit cards
, among which you are sure to find cards with balance transfers option. If you are lucky to have positive credit (that is good-to-excellent), then you can count on the best credit card offers from balance transfer credit cards
section. Choose the suitable credit card and save with no annual fee, 0% Intro APR for 12 months, cash back bonuses, rewards and other benefits. The amount of balances you want to transfer, is also important, as, usually, balance transfer cards allow relocating your debt from not more than four credit cards. To find it out exactly, read the terms and conditions of different credit cards, compare their options and choose the one, fitting your needs, desires and credit conditions.
March 12, 2007, 1:53 am
can i activate my hsbc mastercard on line
If you want to activate your credit card, you should read the instructions given in the approval letter (you should have received it by mail or by e-mail). The process of activation differs in different banks, so you should follow the instructions of your bank.
In most cases you are supposed to go to the official site of the bank and get registered there, filling out the given form. You usually have to enter the activation code, and your card starts working.
You can also be asked to call a toll-free number and dictate the activation code to the operator.
March 7, 2007, 8:29 am
Hi, do you know of a credit card that requires pre-authorization to charge my card? By that, I mean responding to an email asking about the charge or any other way that would inform me of a charge being placed ? Thank You
Unfortunately, it’s not very clear what your inquiry is about. It seems that you’ve received pre—approved credit card offer, sent by a credit card company. Credit card companies tend to send such invitations to obtain a credit card to increase the number of their consumers. If you’ve got one, it means you qualify for a credit card offered within. In case you agree to obtain this credit card, the best way to follow is to contact credit card issuer by phone or at least access its official site and contact customer service. By the way, if the credit card offer contains no credit card issuer contact information and the profound details about the credit card terms and conditions, requiring some charges to transfer to some account, this letter can be considered a scam! You never have to pay any charges before you’ve got your credit card.
February 27, 2007, 6:04 am
What is the phone number to discover credit card
The thing is that our site works to provide the clients with the up-to-date information about credit cards from the leading US credit card companies and banks, and help to find the right credit card application for the best credit cards available. Unfortunately, we are not provided by any contact information of the banks or credit companies, presented at our site. So the only thing we can advise you, is to use the search engine and find the bank's official site in the Internet and see the number there, or there is probably online customer service. You can also click the link by any credit card by your bank presented at our site, to be redirected to the official site of this bank.
February 15, 2007, 4:53 am
i have bad credit (502) but i can't get a bad credit credit card, Why?
Well, it's difficult to say, as I don't know what credit cards you were going to get. There are also different reasons dealing with the bank's terms and conditions of the credit card you applied for. You can also probably have some past credit delinquencies, so the bank considers giving you a credit card for bad credit to be a great risk.
In your situation it will be more safe to apply for a secured credit card
, which requires a bank deposit to secure the credit line. The credit limit will be as much as the bank deposit, so the bank can take this money, but only in case you fail to pay off. Such credit card helps to build credit and later on you can ask the bank to make this card unsecured.
Manager of Immediate Credit Card Care Service