Immediate credit card care service
Answering your questions is our job and we love it!
Displaying 280 to 290 (of 443 questions)
Page: 29 of 45
April 19, 2007, 11:28 am
Can i know what the card company will give as a credit limit before the application is final
When you first receive a card, it is your creditors who set you credit limit. Credit limit is determined by the information supplied on your application form and your credit possibilities. It also depends on the terms of your card and may be changed according to your credit history. Each card company decides individually what credit limit they'll give you. The better your rating, the higher your limit. You should know that all the points, like credit limit, are indicated in the terms and conditions of your card, so read them attentively before filling out the application.
April 19, 2007, 5:05 am
need a credit card with lower rate. not AmEx card
With good credit history you can find one of the lowest rate credit cards
very easily. There are numerous credit card applications, besides American Express cards, which feature low interest and guarantee 0% fraud liability. More than that, many credit card deals of this kind ensure getting rewards and smart bonuses. Please, consider CitiBank credit card deals and make Citi Platinum Select Card application and enjoy $0 Liability on unauthorized purchases. Two more favorable terms these cards offer are no annual fee requirement and balance transfer option.
April 12, 2007, 3:14 am
Would I only be able to withdraw $250 if that is my limitation on the card?
Yes. It is the maximum total amount for purchases, cash advances, balance transfers, fees that you may charge on your credit card. The higher credit limit you have, the bigger amount you can withdraw. If you want to get a higher credit card limit, at first, you need to prove your credit worthiness. This is the first thing that credit card issuers look for when giving a higher credit limit. If you exceed your credit limit, the credit company may hit you with an over-the-limit fee.
April 10, 2007, 1:59 am
just got confirmation on a visa platinum credit card today and seeking for an advance cash of $300 from my visa platinum card- spoke to agent who confirmed my visa platinum card and asked him if I could get a instant cash advance towards my new visa account and he said to go to website: www.platinumbenefitgroup.com and enter my mothers maiden name to apply for cash advance within 48 hours or less- I went to website and could not access the proper application Please could you help me
You see, our website presents the up-to-date information about the alluring credit card offers from the leading banks and credit companies. Also our customers can apply for a credit card online at our site. We are not a credit company or a cash advance service to help you in your situation. And we do not know the issuer of your credit card to clear up some moments. We advise you to turn to the customer service of your credit card issuer and explain your problem. Also you can find out more details about instant cash advance and how to apply for it. Its representatives are supposed to answer all of your questions. Before applying for a cash advance we offer you to read the article about cash advance
at the site of our partners.
April 5, 2007, 9:47 am
how do i keep records of my credit card. do you have a webite to make payments and check status of your card???
Actually the purpose of our site is to provide the credit card applicants with up-to-date information and present online credit card applications
for all categories of consumers. Unfortunately, we aren't provided with banks' contact information, as well as we don`t have access to your accounts. You can receive all the information, you`re interested in, if you access the official site of your credit card issuer, usually given on the credit card back. Accessing the official website of the bank and you should get registered therein. Thereafter you`ll be transferred to your personal page. Herein you`ll find special forms to fill in for making a payment. Also, herein you`ll find all the data about your credit card status. Today the banks use all possible securing strategies to protect their clients against fraud, therefore you can feel absolutely safe, making payment online.
April 4, 2007, 6:51 am
can you reccomend a card that covers items purchase if they are stolen?
The federal Fair Credit Billing Act allows you to withhold payment on any damaged or poor-quality goods or services purchased with a credit card--even if you have accepted the goods or services--as long as you have made an attempt to solve the problem with the merchant. The sale must have been for more than $50 and must have taken place in your home state or within 100 miles of your home address. You should notify the credit card company in writing and explain why you are withholding your payment. You may withhold the payment while the credit card company investigates your claim. If you pay the charges for the goods on your credit card bill before the dispute is resolved, you will lose your right to make a claim. Also, the best credit cards
protect you against unauthorized purchases with your card and provide you 0% fraud liability in case your card is stolen. More to that, some credit card companies provide merchandise protection, or, to put it differently, credit card property insurance, which covers items purchased with your credit card by protecting them against loss theft or damage within eligible period. Yet, you should take into consideration, that this option will contribute to the credit card APR. Thus analyze credit cards terms profoundly and make the right choice!
April 4, 2007, 6:50 am
where can I find a credit card with a gauranteed credit limit of 10,000 dollars?
Generally, the credit limit a credit card can offer you depends on your credit score, which is calculated taking into account your payment history, amounts owed, length of credit history, new credit, and types of credit used. It's clear that the most important factor is your record of paying your bills on time. Therefore the first thing you`re recommended to do is to get your credit score from nationwide credit bureaus: Experian, TransUnion, and Equifax. Also, you can order your credit score through the official online source established for this purpose. If your credit score is good-to-excellent you can afford applying for good credit cards
, which will provide credit limit needed. In case your credit score leaves much to be desired, the option you can use is to make application for one of secured credit cards
, the credit line of which is about 100% of your bank account amount.
April 4, 2007, 6:49 am
On a business credit card, must we pay balance in full every month or can we make payments on account?
Actually, the terms of payment depend on business credit card
selected. At our site we did our best to present the most inviting business credit card applications from Advanta bank, CitiBank, American Express and Chase bank. Some of the credit cards available can even offer you to select your payment due date - you just should call the toll-free number that comes with your new card to select the week your payment is due. More to that, you can save your time and money, making payments to your account online. Your payment procedure is usually described in credit card terms and conditions. Analyze them thoroughly and feel free to contact your credit card issuer in case you fail to understand something. The contact information is given on the back of your credit card.
April 4, 2007, 6:47 am
have had past credit problems and am now gettting back on my feet and need a credit card
It's important whether or not you've paid off your debts. If all your credit problems, or at least the most part of them, remained in the past and you are ready to rebuild your credit history, - there's nothing better than a secured credit card
. A number of credit card companies and banks offer such a card whereby you deposit a special some of money in a bank to guarantee payment. Later, when you pay your secured credit card back, you can pretend to better credit card offers and, step by step you can build a good credit history to enjoy the cards with the most attractive options. Good luck! Best, Manager of Immediate Credit Card Care Service
April 4, 2007, 6:46 am
i thnk visa sent me something in the mail.for o intro apr but sant jude gets a portion on what i buy i would like to get that but i lost it (appucation)is it form you guysd
As far as it comes from your inquiry, you`ve received one of pre-approved applications, which are widespread nowadays. Credit card companies use every opportunity to increase the number of their customers and send out pre-approved credit card offers to their potential clients. Once you`ve received such an application, you`re free to apply for the credit card offered and you`ll be approved for it. Usually the ways to activate your credit card are prescribed within the application sent. Actually, it`s not we who sent you that credit card offer. Therefore we can`t resend it. In case you`ve lost your pre-approved credit card application, you`re welcome to compare online credit card applications
we provide at our site and choose one you`re likely to qualify.