Immediate credit card care service

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April 30, 2007, 5:23 am
how quickly can I receive my card?
When you make an application for a credit card online, you wish to get a credit card as soon as possible to start spending. The credit card issuer needs some time to consider your application, check your credit report and then make a credit decision. According to the type of credit card it can take a minute (with instant approval cards), a couple of days, a week or even a month. Unfortunately, we do not know what type of credit card you applied for. For example, if you apply for instant approval credit cards you can receive your card in several days. At our site you can also find the detailed information about the top banks and the best credit cards they offer.
April 30, 2007, 5:12 am
I have an American Express Rewards Green card which has a no pre-set limit. This is the second year of having credit cards and establishing any sort of credit history. I am learning as we speak. Anyhow, I have about a two thousand five hundred dollar balance on the card and I am expected to pay 1 thousand at the end of this month. I can pay the amount, but I would rather not. Instead of shelling out so much to pay for it, I would like to know if there is a card out there which I can apply for with a 648 credit score and transfer all of it to the new credit card. If it is even possible. If anyone can answer my question, it would be greatly appreciated.
Your credit score means that you have a fair credit. Nowadays many banks offer credit cards for people with fair credit. We advise you to look through fair credit credit cards at our site. You can make a step-by-step comparison of fair credit cards and their features and only then choose the suitable card. At our site you have a possibility to apply for the credit card online.
April 26, 2007, 11:29 pm
can I have twoor more credit cards from the same bank?
Yes, as many as you want, subject to the bank's conditions. The credit limit is common and shared between all of the cards. If you are a reliable credit card holder with a reasonably good credit rating as well as credit card history, and you make your payments on time, the bank has trust in you. In addition, you are to note that if you get a new credit card with the bank, it will be reported as a separate account. In this respect, you’d better talk to the bank about upgrading you existing account. Most banks will do this if your account is in good standing. So, if you are going to get some more credit cards, you are welcome to study our credit cards at BestCreditOffers.com.
April 26, 2007, 11:28 pm
Thanks for your reply.
I worked with 3 bureau\'s and monitor my file to improve my Fico and clean my report but still i have been rejected giving reason, that I have BK in my reports. What can I do? What do you suggest?
Thank you.
You have to give it a fresh start. Most bankruptcies remain on your Credit Report for 7-10 years, you can only reestablish your credit after filing. Clear your Credit Report of errors (check your Credit Reports have accurately recorded your pre-bankruptcy debts as "Included in bankruptcy"). Under the Fair Credit Reporting Act, you have the right to dispute inaccuracies. Rebuild your credit history. Keep your employment stable, pay all your bills on time.
Apply for a secured card (or even a few) like the Orchard Bank Mastercard from HSBC that can be paid off each month. 1-2 years after bankruptcy you may be able to receive a home loan. After 7 years, the accounts marked as "included in bankruptcy" should be removed from your Credit Report. The bankruptcy record itself will be removed after 7-10 years depending on the chapter that you filed.

No More Bankruptcies,
Manager of Immediate Credit Card Care Service,
April 26, 2007, 11:27 pm
The caption in this particular credit card heading states "no transfer fees"..butwhen looking at the details I could not find any info. stating what their cards policy is on this subjec...like fee or no fee for transferst??? The card is Discover Card Platinum Card....thanks Stans
Discover Platinum credit card is one of the best balance transfer credit cards available for people with good-to-excellent credit score. This card provides 0% intro APR for purchases and balance transfer within 12 months’ introductory period. Thereafter this card remains low rate card, offering about 10.99% APR, which is fairly low.
If you study credit card terms in depth, you’ll make sure, this card really demands no balance transfer fees, saving your money greatly. Besides, obtaining Discover Platinum credit card you get unlimited cash rewards, which will never expire and cash back on purchases, which will cut down your expenditures. Apply for Discover credit card without any doubt!
April 26, 2007, 11:27 pm
What credit card can I get with cash advance in less than a week. I need cash for an emergency
Some credit cards let you borrow cash in addition to making purchases on credit. Most credit card companies treat these cash advances and your purchases differently. The APR for cash advances may be higher than the APR for purchases. Also, the credit card company may charge a fee in addition to the interest you will pay on the amount advanced. If you plan to use your card for cash advances, study credit card terms and conditions attentively to be aware of options available.
Most credit cards let you use an ATM to get a cash advance. Or the credit card company may send you "checks" that you can write to get the cash advance. Some credit cards limit cash advances to a dollar amount (for example, $200 per cash advance or $500 per week) or a portion of your credit limit (for example, 75% of your available credit limit). There could be difference in payments, too. Many credit card companies apply your payments to purchases first and then to cash advances. Investigate credit card terms thoroughly to learn how your payments will be credited and the time when you can get cash advance.
April 20, 2007, 10:34 am
I had reasonable credit and got sick and lost everything. I'm now healthy, married to a lawyer earning 210,000 a year,I am self employed earning 65,000,. I do have access to 40,000 in credit on cards in my name authorized by my wife that I pay myself, and a new little 400 dollar card from orchard bank all in my name, but I deal in hundreds of dollars a day and wonder whats the best way to prove my regained credit worthiness? Is it best to get a secured card and make a large deposit and use it and pay it off in cycles or to just be patient with my little orchard card and wait for new offers in a year or two? Thanks for your help
Getting things paid on time is the best way to proove your credit worthiness. Score is another important factor that shows the creditors what credit risk you are. When your lenders contemplate your worthiness, they often focus on different aspects of your credit history (payments, number of open accounts, etc.) as well as your report and score. That's why you should constantly check all your 3 credit reports, especially before applying for a card. The best way to re-establish credit worthiness is to get a a secured credit card that implies a bank account. You deposit some money and that becomes your credit limit. At our site you can choose the best secured cards from Orchard Bank and Millenium Bank. Just read the terms and conditions and fill out the credit card application. The online service makes it perfectly easy to study the best secured credit card offers and apply online for a card.
April 20, 2007, 12:09 am
I am currently trying to establish credit....I have no credit. Is there a credit card I can apply for that requires no credit and has some sort of gasoline benifits?
Unfortunately, there hardly is a credit card for no credit with gasoline benefits, as such cards generally give no rewards, but after you improve your credit, you'll be able to apply for a gasoline credit card. Now, search for no credit credit cards at our site, or try Credit-Land.com.

Best regards,
Manager of Immediate Credit Card Care Service
April 20, 2007, 12:02 am
Could you advise me of credit cards that would allow for a new small business without established credit. You have to start somewhere.
Credit cards for small business require good credit history, so you'll have to establish credit with one of secured credit cards - it is inevitable for you to use all the conveniences of business credit card. Look through the list of secured credit cards and apply for one of them.

Best regards,
Manager of Immediate Credit Card Care Service
April 19, 2007, 11:59 pm
can u send me info to apply for student and or newly married credit cards, or the phone number where i can apply not using the internet. thank you
We regret to inform you that www.BestCreditOffers.com is an online credit cards service. We have a wide range of Student Credit Cards and the so-called No Credit Cards for people who start their credit history.
Here it's only possible to apply online. We do not give any phone numbers or addresses.

In this case, we advise you to look through the credit card offers and choose a bank to apply directly to later.

All the best,
Manager of Immediate Credit card Care service,
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