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Immediate credit card care service

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Displaying 220 to 230 (of 443 questions)
Page:   23 of 45
November 23, 2007, 1:44 am
what credit reporting agency is used? What is a good score to have in all buries?
There are 3 major credit reporting agencies in US - Equifax, Transunion and Experian. They comply and distribute credit and personal information to creditors. All 3 agencies should have completely identical information about credit history. A credit score is a statistical summary of the information contained in a consumer's credit report. The most commonly used type of credit score is FICO score. The good credit score starts from 660 points.
September 30, 2007, 7:57 am
i've never had a credit card before. i'm looking into getting one. i've applied for a few cards but havent been apporved. i'm not sure as to why. the only thing i can imagine is because i have no credit history. but how am i to build that, if i don't have one?
First of all, it should be mentioned that chaotic applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your report and check it for possible mistakes. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. All the best, Manager of Immediate Credit Card Care Service
August 30, 2007, 5:47 pm
How can I apply for a card with 0% interest on balance transfers?
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service
August 30, 2007, 12:36 am
i have a credit score of 519 that i am trying to fix and i cant even get a credit car even though they say bad credit how can i get one? i just got a loan a mointh ago for a car.
First of all, it should be mentioned that chaotic applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. We recommend you to request your reports first of all, and to correct all mistakes and omissions in them, if you find any. If you have a poor credit (519) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Of course their terms are not so favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of rebuilding one's history. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. Finally, you can draw a co-signer, that is a person with good history who will be responsible if you don't pay your bills on time. In this case you'll get an opportunity to use this person's good credit card. All the best, Manager of Immediate Credit Card Care Service
August 25, 2007, 1:50 am
how many credit card we should have
In fact it is quite difficult to give you the exact number, as it is all more or less individual. Generally, you should have a couple of credit cards in good standing (that means you pay all the bills on time) open at any time. Three or four with high credit limit is an ideal situation. If you have too many cards it will probably decrease your score, because you have too much credit and that is a risk for banks. Also, if you have too few credit accounts (not necessarily cards, but also loans, mortgages, etc.) it is also bad for your history. If you have a couple of credit accounts in good standing you can have only two or even one credit card, it is ok. On our website you are welcome to compare best credit offers from various banks and apply for them online. All the best, Manager of Immediate Credit Card Care Service
August 24, 2007, 9:18 pm
Am looking to open our Corporate credit cards....no credit has been established yet other than to
set up our business phone. All accounts will be under our EIN.

Any suggestions as to where to begin?

Thanks!

I have poor credit, but my corporation has good credit. Been in business 2 years. I have been turned down before based on my credit. Which business credit card is most flexible and bases more on business than personal credit.
Our website gives you an opportunity to consider business credit card offers fitting your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However, all small business credit cards that we have require "personal guarantee" or in other words require (Social Security number). We do not have any credit cards that would require business EIN, (based on companies credit history).
August 23, 2007, 12:49 pm
Looking for 0% APR and 0% on balance transfer of the standard life of it. Is there a card that carries this?

what is the best deal for balance transfers without a transfer fee i have excellent credit

I have a high balance on an American Express Blue card and want to transfer it to a lower rate or 0% credit card in order to pay it off. What is the right one to choose?
A credit card balance transfer means reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you are welcome to compare the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suits you most. For example, Discover® Card offers 0% on balance transfers for 12 months and American Express IN:NYC, IN:CHICAGO and IN:LA charge no balance transfer fees (however the intro period on them is only 6 months). Blue from American Express implies 4,99% APR on balance transfers for life and no balance transfer fee. Compare all 0% balance transfer cards options properly, fill the application and submit it online.
August 20, 2007, 11:01 am
Where can I find a 0% introductory balance transfer card with no balance transfer fees
A credit card balance transfer is often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers. Besides, it is also possible to consolidate debt from more than one card. However it must be emphasized that these cards are designed primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are surely eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer deals from various banks. Their terms in fact differ, however all of them charge no annual fee. If you also want a card without balance transfer fee pay your attention to Blue from American Express and IN:NYC from American Express. They charge no balance transfer fees and other favorable terms. They may be very useful and help you to save money. Read all the information on them, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service
August 18, 2007, 8:47 pm
Can you give me any information on the Horizon Gold credit card
As for the Horizon Gold Cards, they are in fact not credit cards. They are used only for purchasing via Horizon website. They can't be used for anything else. They are neither bank institution nor card issuers. Besides, keep in mind that they do not report to any credit bureaus unless you miss your payments. So, they are absolutely useless in terms of building credit history or improving credit score. Moreover, the APR on this card is rather high - it may achieve 17%- and they charge various fees. On our website you won't find Horizon Gold Card because we only offer the best credit offers from the most reliable issuers. Here you are welcome to look through the cards for all types of history which offer more favorable terms and lower APR. All the best, Manager of Immediate Credit Card Care Service
August 11, 2007, 11:41 am
I am looking for the best balance transfer credit cards, that have the longest 0% intro APR and the lowest balance transfer fee, I have a credit score of 710?
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. These cards are created primarily for people with good or excellent history. If your lowest score amounts to 710 it is regarded good, thus, you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. For example, Discover® Card offers 0% on balance transfers for 12 months and Blue from American Express® and American Express IN:NYC charge no balance transfer fees. Compare all 0% balance transfer cards options properly, fill the application and submit it online. All the best, Manager of Immediate Credit Card Care Service
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