Immediate credit card care service

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Displaying 210 to 220 (of 443 questions)
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February 18, 2008, 3:08 am
hi and thank you for your time..... my son just turned 21 and just graduated from high school... he has no credit and no debts. He wants to get a credit card....how shall we proceed??
We recommend your son, first of all, to open a savings and a checking account in his name, if he hasn't done it yet. This is essential as it proves his financial independence and ability to deal with money. Then there are two options. On the one hand, he is able to get a credit card of his own, even though he has no history yet. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site we present several deals for no credit. You and your son can compare the present offers and choose one that suits his requirements. Besides, he can apply for one of the so-called secured credit cards. With this card he will have to deposit some amount of money to guarantee his ability to pay. On our site you can find several variants of these cards too. On the other hand, if your history is good and youĂȘ score is high (above 660), you can help your son to establish his history and co-sign for him. In this case your son will share an account with you (a co-signer). By making timely payments your son will start building his credit history as his payment info. will be sent to all credit bureaus every month. However, mind, that you (a co-signer) will be responsible if he won't pay on time. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
How long after I apply online do I find out about aproval
When you apply for a credit card online your application is submitted to the bank or to the credit company. The bank needs some time to consider your application. It turns to credit bureau to check your credit report and then make a credit decision. This process can take 60 seconds (with instant approval cards), a couple of days, a week or a month. Then bank sends you your credit card and a statement with all the necessary information concerning your card: your account number, the expiry date of your card and so on. At our site we present the best credit cards from the leading credit card issuers for people with bad or no credit, fair credit cards, good or excellent credit cards . If you have not chosen a credit card yet, you can do it at our site. Welcome!
February 18, 2008, 3:08 am
which cards report every month to all bureas? dont they have to report to at least one?
Yes, while almost every credit card should provide reports to at least one credit agency, there are banks that send reports to several credit bureaus. This helps people with no or poor credit improve their credit history. First PREMIER bank credit cards allow reporting to 4 major credit bureaus, and Orchard Bank credit cards report to 3 major agencies. Best regards, Manager of immediate Credit Card Care Service, www.BestCreditOffers.com
February 18, 2008, 3:08 am
I have a bankruptcy (2 + yrs ago) and I have no debt. 3 open accounts with zero balances. Accounts 10 yrs old, 11 mos old and 3 mos old. Credit scores of 657, 669 and 696. I am looking to improve my scores by opening another credit card in order to increase my debt to available credit ratios, is there any cards that would approve me other than Orchard Bank?
You can try and search for a credit card among the credit card offers by First Premier bank. You seem to understand that good credit cards are not available for you until the bankruptcy record isn't moved away from your report. So you should wait and maybe ask the bureau or financial consultant how and when you can move off your bankruptcy. Best regards, Manager of Immediate Credit Card Care Service www.BestCreditOffers.com
February 18, 2008, 3:08 am
HI ,
You didn't mention what credit history you have as credit rating is very important in the choice of a credit card. Besides, creditors determine credit limit based on your credit worthiness and income potential. If you use your credit card regularly and avoid late payments, you get a chance to be approved for any card you like. To learn more about your credit score, turn to the credit bureau and check your credit report. It depends on your credit ability whether you'll obtain this or that card. When you know what credit cards you are eligible for, you can apply for a credit card online. Look through our site and get more information about all credit cards offered by the leading credit card companies (Visa credit cards, MasterCard credit cards, Discover credit cards, American Express cards, etc.). If you have excellent (750-850) or good credit history (660-749), you can apply for the best credit cards. Fair credit cards (620-659) are suitable for improving your credit. Credit cards for people with fair credit are issued by many credit institutions, so you have a chance to compare them all and choose any card you like. If you feel that you don't qualify for our credit cards with fair credit, you can try credit cards for bad credit (350-619). If you travel a lot (at your vocations), you may be interested in frequent flyer cards. Mind that in this case you must have excellent or good credit history.
February 18, 2008, 3:08 am
with a 550 score what do i qualify for
You have poor credit history, so look thorough bad credit cards at our site to choose the card for your convenience and success in personal finance management. Have a nice day, Manager of Immediate Credit Card Care Service www.BestCreditOffers.com
February 18, 2008, 3:08 am
filed a chapter 7 in 2000. Since then I have purchased two cars and everything since 2000 has been paid promptly. I need to get a credit card to pay off a student loan in order to get back my financial aid to finish college and go to grad school. I am 43 with the same job for the last eight years, I return to college in 2003 and I am almost finished.
You may try to apply for one of Orchard bank credit cards or First Premier bank credit cards. They are easier to get and pay off. Best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
how can i get an approval for credit card without good credit or bank account
You see, nowadays there are some credit card issuers that provide their clients with credit cards even if these clients have bad or fair credit or have no credit at all. At our site we present the best credit card offers from the leading banks. Here you can find bad or no credit cards, fair credit cards and good or excellent credit cards. All of them are only for the US residents. If you are the US citizen you can compare their limits and features very carefully, choose the best card that suits your requirements and corresponds to your credit score, and make the credit card application online. Then wait for approval.
December 19, 2007, 8:22 am
what is a default apr
Default APR is a penalty APR. If you are late to make payments your regular ongoing APR may increase. For instance, your credit card agreement may say, that if your payment arrives more than ten days late two times within a six month period, the penalty rate will apply. Defaults are a serious negative factor on your credit report. It is strongly recommended to avoid them. Default APR may be as high as 29.74% and may be applied to all outstanding balances on your credit card.
November 30, 2007, 2:15 am
Where can I find a credit card with a 0% APR on Balance transfers for 12 months and no balance transfer fee
There are special balance transfer credit cards with the best terms for balance transfers. We advise you to have a look at More Card - Clear by Discover Bank. This card requires good/excellent credit rating. It offers 0% APR on balance transfers and purchases within 12 months introductory period. Also it has some other benefits. You will get no annual fee, 5% cashback bonus, $40 cashback bonus when applying online right now, up to 1% cashback bonus on all other purchases, unlimited cash rewards and more.
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