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Immediate credit card care service

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Displaying 140 to 150 (of 443 questions)
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February 18, 2008, 3:08 am
I have 4 credit cards and my highest limit is 500 how can I get a higher limit? How long does it take to build good credit?
Credit limit depends on the terms of your credit card and may be changed according to your credit history. If you have not a good credit, you are in the group of risk. If you want to increase your credit card limit, you need to remember that to get a higher credit limit, you must prove your credit worthiness to your credit issuers. To do it, you must try to pay for the entire outstanding amount. This will give you a better chance of getting a higher credit limit. Also use your cards regularly and pay off your balance on time. If you prove to be a good payer, you'll notice that your credit line will be increased. And mind that a higher credit limit means the risk of having to pay greater interest rates. So, improve your your credit history, and you'll get favourite terms and be accepted for new lines of credit. Building or rebuilding your credit history can be done relatively quickly through a systematic plan. Turn to the credit bureau and check your credit report very attentively. Find out what credit cards you are eligible for and only after it apply for a credit card online. At our site you can find cards for limited credit (with credit score of 350-619) and fair credit (with score of 620-659) that will help you to build a good credit. The common rule for those who are eager to improve credit history is to apply fo credit cards which are appropriate for you and pay off your balance on time.
February 18, 2008, 3:08 am
I HAVE NO CREDIT
Even if you have no credit history and have never applied for a card you can do it and start one. Most banks are glad to attract new cutomers and have special programms for new-entrants. With no credit history you are able to apply either for secured cards or for unsecured ones. Both types have certain merits and demerits - secured cards are easier to get, but they require you to deposit some sum to guarantee your ability to pay. With unsecured cards you don't have to deposit anything, but often have to pay either a high APR, high fees or both. Which to prefer is for you to decide. On our web-site we offer several variants of both types of cards. The process of getting a credit card is rather simple. If you have chosen the one and decided to apply for it online, you only have to submit the required form, get approval and receive your card in the bank. Anyway before submitting an application it is recommended that you request your credit report first, look through it for mistakes and ommisions and correct all of them.
February 18, 2008, 3:08 am
I am a 19 year old trying to start my credit. I've never applied for a credit card before and have no history of credit. What card do you recommend that is decent for my situation?
First of all we recommend you to open a savings and a checking account in your name, if you haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. Besides, if you are a student, you can compare best student cards presented on our site. Their terms are much more favorable that these of common deals for no credit. Finally you can draw the so-called co-signer, that is a person who will be responsible if you don't pay off your bills on time. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
I dont have any credit and i am always getting denied they keep sending me prepaid cards. Is there anything i can apply for and i wont get denied?
First of all, it should be mentioned that too many applications won't do you any good. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. It is a vicious circle as a matter of fact. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
why do you have bad credit card choices but when someone signs up for the credit card with bad credit you always deny them the credit card services. What's sense of having them sign up for the card.???????????????????????And what's the sense of having credit cards for people with bad credit.?????????????????????????
First of all, it should be mentioned that we don't represent any particular bank or credit company. Our web-site is aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we don't issue any cards ourselves and don't make decisions on whether to approve or deny someone's application. If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. Finally, you can draw a co-signer, a person, who will take responsibility in case you don't pay off your bills. After you've chosen the card you need you only have to fill the required application form and submit it online. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
i have a low fico score, never had a credit card and have no debts. why do i keep getting denied when i apply by all and what credit cards will i be approved for??
Getting a credit card today in fact requires no special effort. However your chances of being approved are largely based on your credit risk. If your score is poor (below 620) the risk for the bank is high. That's why your report is checked more thoroughly and it is more difficult to get a card. Thus, if you've decided to apply you should choose carefully and apply only for deals you are eligible for. The most important thing you should do is to request your reports from all three bureaus (not only one of them!). Check all of them for any mistakes or inaccuracies. If you find any, ask the bureaus to correct them as soon as possible. If the information in your report is inaccurate the bank may deny your application. Learn your current scores. If your score is low (below 620) you can only apply for bad credit deals. Turn, for example, to offers from Columbus, Dakota, First PREMIER, Millennium or Orchard. Another fine way to improve your credit is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. It reduces the risk, that's why the lenders generally are more eager to issue such cards for people with bad/no history. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
Is it true that everyone is accepted even if they have no credit?
Getting a credit card today is actually rather simple and safe. However no one ever argues that everyone who submits an application will be approved. Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. Many banks do want to attract new customers, that's why they offer credit deals for those who have no history yet. If you have no credit you can turn, for example, to offers from Columbus, Dakota, First PREMIER, Millennium or Orchard. Of course their terms are not as favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of building up one's history. On our site we present some cards for no credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to establish your history is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
i have a 636 credit score and 9 inquiries and 2 delinquincies on my credit report. my current credit is used up at 80% and i want to transfer some of the balance to 0 percent cards. i have some debt at 10, some at 12%, and another card at 15%. are there any cards that will appove me with my situation?
Having delinquencies and infractions means that you have bad credit, but still can get a new credit card. Bad credit cards can do you a lot of good: you can pay off the debts quickly and make payments for your credit for bad credit on time. The interest rate on balance transfer is on average 10%. At our site you can find the detailed information about credit cards, compare their terms and make a choice. But only the bank, which credit card you choose, makes the final decision. Its specialists check all the information they need: the sum of your total debt, ratio of your debts and your income and etc. Good luck!
February 18, 2008, 3:08 am
Have I already been denied for any of the cards1515
Honestly, there could be different reasons for refusals you`re getting from credit card companies. The most evident reason could be your credit score, which is probably lower than the average and needs improvement. Therefore it`s always advisable to be aware of your credit score, before you apply for a credit card. Mind, that the denials, you`re getting from credit cad issuers, can spoil your score. Thus, it`s preferable to apply for a card, which you`re most probably to get. If your credit is far from perfection, you should start comparing online credit card applications for bad credit/no credit cards. These credit card offers are intended for people, who just set up their credit or restore it after damaging. Comparing credit cards online, pay your attention at numerous instant approval credit card deals with guaranteed approval for every applicant!
February 18, 2008, 3:08 am
Hi I am 18 and have never had a credit card before...also I don't want my parents to find out..anyways what is the best credit card to start with? Do I need a bank before i apply?
If you are 18 already you have the right to get a credit card. First of all we recommend you to open a savings and a checking account in your name, if you haven't done it yet. This is essential as it proves your financial independence and ability to deal with money. If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. Besides, if you are a student, you can compare best student cards presented on our site. Their terms are much more favorable that these of common deals for no credit. All the best, Manager of Immediate Credit Card Care Service
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