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Immediate credit card care service

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 ex.: How can I apply for a credit card?
Displaying 120 to 130 (of 443 questions)
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February 18, 2008, 3:08 am
Will Discover approve an application for me if I have no credit history?
Your credit history by far determines your chances to get this or that card. You should keep in mind, that the terms of cards differ greatly, and the better payer you are the better terms of credit you will obtain. However when you don’t have any history your choice of cards is limited. Most of Discover cards are offered only for people with either good or excellent score (above 660). Only if you are a student with no credit history you are able to be approved for the special Discover offers for students - Discover® Student Clear Card, Discover Student Monogram Card, Discover® Open RoadSM Card for Students. In other cases unfortunately you’ll be denied. Still, there are many other banks that have deals for no credit history, for instance, Columbus, Dakota, First PREMIER, Millennium and Orchard. You are welcome to compare the present offers and choose one that suits your requirements. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
how can i get a credit card with no credit history?
It is mostly true that you need to have a credit history to get a credit card. It is a usual bank measure to prevent nonpayment. But don’t worry that you can’t be eligible for credit cards. The card issuers think about people with no history. There are two options for you. First, you can apply for a secured credit card. The amount of money you deposit into your account will be your credit limit. Also you can obtain an unsecured credit card for no credit history at First PREMIER Bank. This is a perfect way to establish your credit history.
February 18, 2008, 3:08 am
how do you figure a transfer balance fee
A balance transfer fee is a once-only fee that the credit card company charges you in order to transfer your balances from other credit cards to their credit card. Generally the best deals for balance transfers offer you 0% interest rate for a specified time (usually from 6 to 15 months). However you have to pay a "balance transfer fee", that is a fee some issuers charge to transfer the balance from one credit card to another. The amount of this fee depends on how much you are transferring. For example, this fee on Discover, Citibank and Chase deals amounts to 3%. Thus, a 3% balance transfer fee on a $1,000 transfer would cost you $30. You should also keep in mind, that the banks normally define the minimum and the maximum amount of balance transfer fee. For instance, on Discover this fee is min. $10 and max. $75. On deals from Chase and Citibank it is min. $5 and max. $75.
February 18, 2008, 3:08 am
I WANT TO TRANSFER MY BALANCE TO ANOTHER CARD WITH A LOWER APR. HOW DO I GO ABOUT TO DO THIS?
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. At our site you can find the best balance transfer applications that will help you solve the problem of debt. Compare all 0 balance transfer cards options properly, fill the application and submit it online. Balance transfer cards in fact help you to move your high-rate balance to a better card. So, you can avoid debts with their help, and consequently, it will positively affect your credit. Mind that these cards are designed mainly for people with good or excellent credit history, so request your report before applying for a card.
February 18, 2008, 3:08 am
List balance transfer cards that have no fee of any kind to transfer an initial balance from another card.
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Their terms differ, and it is only up to you to decide which offer suit you most. If you want no balance transfer fees we recommend to consider Blue from American Express as well as and American Express IN:NYC, IN:LA and IN:CHICAGO. Compare all 0% balance transfer cards options properly, fill the application and submit it online.
February 18, 2008, 3:08 am
what kind of card is hsbc platinum?
A platinum credit card is credit card with a higher limit than both a standard card and gold card and may also provide extra perks or incentives to cardholders. At our site we present several platinum HSBC cards, all of which are meant for positive credit history. So, if you are lucky to have good-to-excellent credit, you are welcome to choose the best HSBC credit card for you. If you wish to benefit from rewards, you can apply for Direct Rewards Platinum Card, which implies rewards for everyday purchases, no annual fee, 0% Intro APR and 24/7 online account management. You can also prefer Platinum MasterCard with Cash Back Rewards and take advantage of platinum benefits, which include unlimited purchase protection, extended warranties and rental car insurance. To get a clear picture of the terms and options of this and other platinum cards, welcome to our HSBC Bank cards section.
February 18, 2008, 3:08 am
When AmexOne says they dont have pre set limit, do they mean anyone who has that type of card can use the card for as much as they want to?
A preset limit means the amount of your credit is not limited by the bank. American Express provides such credit card offers, so you do not have to think about your spendings. But look at the bottom side - credit agencies consider your credit limit when determine your credit score. If you are not afraid of that your credit card has no limit and credit bureaus won't make a full calculation, take an American Express card. Otherwise, it's reasonable to apply for a Visa credit card or a Mastercard credit card. Regards, Manager of Immediate Credit Card Care Service.
February 18, 2008, 3:08 am
Can i have a credit socre please
Actually, you can get your credit score in two ways. You can use our free online services - free credit report online, online credit score and 3 in 1 credit report. Thus, you can quickly receive a credit report free of charge just filling out a form online. If you want to modify your credit report, remove incorrect items and add the missing information, you should contact credit bureaus - one of them or all three of them, and ask for your credit report to be corrected. You should be careful and attentive, as it is important that your credit report should contain only true and up-to-date information and, what's more, all your credit reports should be equal, so that you won't have to worry if some bank can look into a wrong credit report. So, choose one of the two ways and get your credit report. Best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
Are there any gas cards for people with poor credit
Although there is a substantial number of credit card deals available for people with a poor credit history, there aren't as many credit card deals options as for those consumers who have good credit. In fact, gas credit card requires a good credit history. But fortunately,you can rebuild your credit making use of bad credit cards. Note that with some bad credit card offers you get low rates and fees, while the best bad credit card offers suggest rewards as with cash back or gasoline card. After 12 months of positive on time payments you will get an unsecured status. Then you will probably be approved for gas credit cards. So, rebuild and strengthen your credit in order to get the best gas credit cards. Best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
how do I get approved
Applying for a credit card online you have an opportunity to get an instant approval. However, first it is necessary to turn to a credit bureau and ask for your credit report. It depends on your credit history whether you will be or not approved for this or that type of credit cards. To apply for the best instant approval credit card offers (e.g., Discovery cards or American Express cards) and get credit card instant approval you must have excellent or good credit history. People with fair, bad or no credit are limited in applying for credit card offers with instant approval unless they find the type of online credit card offers to build a good credit history. At our site there are a lot of credit cards for fair credit, bad credit or no credit . Just look through the appropriate section and choose the credit card according to your credit history. Read attentively all terms and conditions and fill in an online credit card application.
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