Immediate credit card care service

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July 24, 2008, 7:46 am
Do you have a card that offers up to 15 months 0 interest on balance transfers abd up to 12 months 0 percent on new purchases?

In truth, it's really hard to find the card offering 0% rates on purchases and balance transfers within such a long period of time. Most cards offer either a long intro period on purchases or on balance transfers. However, you may check through some really nice credit cards.

Platinum Visa by Chase Bank offers 0% intro APR for 12 months on purchases and on balance transfers. In addition to that, this card has no annual fee and a low ongoing APR.

If you want to make the most of the intro period, consider Flexible Rewards Platinum Visa by Chase. It comes with 0% APR on balance transfers and purchases, plus it enables to earn rewards redeemable for free airline tickets, hotel stays, and more. This card also has no fee.

Citi Diamond Preferred Card is one more card that gives 0% interest rates on purchases and balance transfers for up to 12 months. This card comes with a low ongoing APR and no annual fee. But keep in mind, you should have good or excellent credit history to qualify for these cards!

July 23, 2008, 3:25 am
I need to transfer balances to consolidate my bills. I need the best card and offer available. For the longest and best or 0 interst balance. There are so many. Please help me.

Balance transfer credit cards are really one of the best ways to pay off your old debts. They provide a low intro APR so that you will be able to reduce balances at lower costs. However, it is important to point out that balance transfer plastics are for good and excellent credit. So, you should check your credit history before application to know if you are eligible.

There is a wide range of BT credit cards, some of which can also give bonuses and points or cash back rewards. When choosing a card, one should decide for what purposes the card will be used. If you want just to pay off your debts and use the plastic for urgent needs, choose one with the lowest APR and longest intro period. If you are going to use the card for purchases after reducing debt, you can take a card with point rewards or cash back.

Check out the following options. Discover More Card provides up to 12 months of introductory period and 5% cash back. Another plastic from Discover is Discover More Card Clear which has the same advantages. The cards have no annual fee.

Blue Card by American Express has 4,99% APR until you pay off the balance. Plus, the card provides an attractive point rewards program and advantageous terms for purchases.

July 22, 2008, 7:16 am
if i get a pre-paid credit card does this improve my credit score?

First of all, a line should be drawn between pre paid card and secured credit card. A pre-paid card is a debit card, so it works only if you install an amount of money on the account. After this, you will be able to spend money, within the limit you had installed.

A secured credit card is often called a pre-paid card, but it is actually a credit card which requires that the customer should make a security deposit before he will be approved a credit limit. The credit limit depends on how much is your securty deposit. Secured credit cards are popular among those filing for bankruptcy or just planning to establish credit, because most secured cards are easily approved and do not display any signs of the cardholder's credit history.

The basic difference between prepaid cards and secured cards is that the first does not help you to build credit and is not ever reported to a credit bureau. A secured card is a convenient and available way to improve or rebuild one's credit. if you haven't chosen any cards yet, please, consider the following products.

Secured Visa from Applied bank provides fixed APR of 9, 9% which is not going to change even if you are late. The card also provides an opportunity to get up to 5 thousand dollarsas a credit limit.

Millennium bank Black Diamond card is accepted at many palces and ATMs and gives you freat customer service.The card has the same APR for purchases (no inttro APR) and for cash advances!

Another option for you consideration is Platinum MasterCard by Millennium bank. It has guaranteed approval and can be used in more than 700,000 locations.

Choose the card you like most and make a good start to your good credit history.

May 23, 2008, 3:50 am
What does creditors look for on the credit report...I have been denied for each and everyone of them. my credit score is poor...it is btw 580-585
When you apply for a credit card, creditors check the number of your accounts, whether you pay bills accurately, whether you have any negative items and so on. And they pay special attention to your credit rating. If it so happens, that you can't afford the card you've applied for, you receive a denial. To avoid it you need to check your credit report and find out what exactly your credit score is. Then you'll learn, what cards you are eligible for. With bad credit history you can choose from bad credit card offers, presented at our site. Read terms and conditions of the card you want to hold. If you qualify, then you can apply for it with confidence. For people with bad credit we also offer secured credit cards, which require a beforehand deposit to secure the credit. The amount of the deposit may range from a few hundred to several thousand dollars. Your credit line is a percentage of your deposit, typically 50 to 100 percent. If you are still afraid of being turned down, you can try guaranteed approval cards.
May 23, 2008, 3:48 am
I am looking for the best credit card company for redeeming points for air flights
Well, we can offer several credit cards depending on which airline you prefer and the features you would like to see in it. As for the details, the most reasonable features are in the cards like Platinum MasterCard with Cash or Fly Rewards. Having this credit card, you earn 1 point for every dollar you spend. You can redeem points for roundtrip airfare with no blackout dates and exchange points for unlimited 1% cash back. There are no earnings caps, spending requirements, tiers or point expiration. 0% Intro APR on balance transfers for 12 months is supplemented with low fixed APR of 11.49%. Besides, there is no annual fee. To get this credit card offer, you need a good to excellent credit history. Apply online and obtain a frequent flier credit card! Best, Manager of Immediate Credit Card Care Service
May 23, 2008, 3:46 am
Do you offer a card with 0% balance transfer, 0 transfer fee and no yearly fee?
Try Discover More card. But before you apply for any credit card online, check up the terms&conditions, as they may change. Best, Manager of Immediate Credit Card Care Service
April 10, 2008, 7:59 am
What is a good gas card for people with GOOD Credit
If your credit score is good or excellent (660 FICO points and higher) you can qualify for one of the best gasoline credit card deals. We recommend you to apply for a Discover Open Road Card by Discover. This gasoline card offers no annual fee, 0% introductory APR for up to 12 months, 5% cash back bonus on gas and car maintenance purchases, up to 1% cash back bonus on all other purchases, unlimited cash rewards, fraud liability guarantee, and more. Apply for a gas card online and enjoy the outstanding rewards!
April 2, 2008, 3:04 am
i want to find out if i can activate my card
This website was created for information purposes only. We provide credit card offers and online applications. But you are getting redirected to the oficial website of the bank. For any questions about your credit card account managing you should contact the bank or visit their website.
February 18, 2008, 3:08 am
can I get a creditcard with a score of 537?
Even if your score is 537 (that means your credit is poor) and you want to raise your score there are some cards you can apply for. Nowadays a lot of issuers, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the section devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. You can also apply for one of secured cards. Unlike unsecured credit cards that don't demand to deposit anything secured credit cards require a deposit to the bank. This is needed to ensure your ability to pay off in the future. Look through the page devoted to the deals for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. All the best, Manager of Immediate Credit Card Care Service
February 18, 2008, 3:08 am
I applied for a Sears credit card yesterday but I was turned down because I did not have enough credit history. I am wanting to rebuild my credit. Can you explain to me what I need to do? Also, do unsecured loans rebuild credit?
First of all, you shouldn’t apply for the cards for which you’re not eligible. You see, if your score is not high enough you’ll certainly be denied, and each denial hits your score further. So, before submitting an application, request you credit report and check it for any inaccurate information. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit reporting agencies, such as Equifax, Experian and TransUnion. It is important because the numbers may differ, and the lenders generally take into account the lowest score. If your score is below 620 your history is considered bad, that means you are eligible only for offers for bad credit. If you miss your payments it may negatively affect your score, so do your best to pay all the bills on time. You should minimize the amount of inquiries on your credit report. Otherwise, you may lose up to 5 points from your score for each inquiry. If you have a bad credit history, open new accounts only if you need them, try to keep your balance low and use your cards lightly. Don't forget to use the old cards because in other case the information will not be updated. All these recommendations will allow you to establish a positive credit history and in time you'll be eligible for the best credit deals. All the best, Manager of Immediate Credit Card Care Service
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