Best Credit Cards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

The online marketplace is undoubtedly one of the best places to shop in today’s times. When you shop online, you have access to several exclusive online only shopping deals as well as a wide range of shops that can only be found on the internet. Online shopping requires you to use a credit card in most cases. Certain credit cards offered by retailers such as Amazon or credit unions such as Evolve can be easily obtained by filling out an online application. Before applying for any card, you should familiarize yourself with the all the positives and negatives that card has to offer.

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Best Credit Cards from Credit-Land.com
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (up to 21 months) 0% (up to 21 months) See Site $0
Card Details:
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Apply Online!
Consumer Rating: 5 / 5
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Apply Online!
Consumer Rating: 4 / 5
Barclaycard Arrival Plus™ World Elite MasterCard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A 0% (12 months (on balance transfers made within 45 days of account opening)) 16.99%, 20.99% or 23.99% Variable $89 - waived first year
Card Details:
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
Apply Online!
Consumer Rating: 5 / 5
WebBank/Fingerhut Credit Account
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Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a n/a See Terms $0
Card Details:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Online!
Consumer Rating: 4 / 5
Surge Mastercard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A See Terms* See Terms*
Card Details:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Online!
Consumer Rating: 4 / 5
Milestone® MasterCard® with Free Choice of Card Image
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 23.9% $35 - $99*
Card Details:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Online!
Consumer Rating: 4 / 5
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Apply Online!
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Rewards

Most of the store cards that are currently available will offer more than just a line of credit. Many of these cards will flaunt a rewards system of some kind. The problem with a lot of the cards that do this is that they include something like a high interest rate or annual fee which completely negates any of the rewards offered.

When you apply for a store credit card with a rewards system, you will usually be allowed to use that card to make purchase and earn points form the one store the card is from. In most cases, these cards will award you with an in-store reward certificate every time you earn enough points. The problem with many of these cards is that they can only be used to shop at one store.

If you apply for a general credit card that offers a rewards system or cash back, you can usually use that card to make purchases and earn rewards, anywhere major credit cards are accepted. The rewards earned can usually be redeemed on a much wider range of options including award travel. Not every credit card includes a rewards system. There are only a few Evolve credit card options that include rewards opportunities.

Special Financing

If you are planning on using a credit card to finance a large purchase, you must ensure that you know all fees involved with that card, prior to making your purchase. Certain store credit cards will claim to offer a “no-interest financing plan”. Although this offer says “no-interest”, you will only receive no -interest if the entire balance is paid off completely within your allotted time frame.

The biggest problem with getting stuck with the interest payments of a store credit card is the APR. A lot of the store cards that are available will have an APR of about 29.99%. Knowing the APR of the card you plan on applying for is very important, especially if you plan on financing a purchase. If you were to apply for a card from Evolve Bank and Trust, you will see that most of these cards come with a variable APR of 12.99% to 23.99%.

Deciding

One thing to keep in mind about most store credit cards is the fact that many of them offer very little spending capabilities and come with significantly low spending limits. The problem with a low spending limit, is that it can cause your credit utilization to spike, potentially leaving a negative impact on your credit score. No matter what you plan on buying with your credit card, you should always ensure that you know everything that needs to be known about it.
READ ALSO RECENT FAQs:
June 25, 2017
The Evolve bank currently offers two credit card options that would be useful to someone in your situation. These cards include the Visa Platinum Card and the Visa Business Card. Both credit cards offer a 0% introductory APR on purchases for the first 12 billing cycles. After the introductory ...
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May 17, 2017
Evolve FCU currently offers 4 credit cards that allow cardholders to collect rewards on their everyday purchases. These cards include the Visa Bonus Rewards Card, Visa Bonus Rewards Plus Card, Cash Rewards American Express Card and the Travel Rewards American Express Card. The Visa Bonus Rewards ...
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April 25, 2017
When it comes to deciding which credit card is the best one to apply for, the answer would usually be subjective. The Evolve Federal Credit Union currently offers several credit card options (10 in total I believe), that are all made to meet the specific needs of different people. To tell you which ...
Continue»

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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