Best Credit Cards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

When you’re shopping for groceries, general merchandise or some pet supplies, chances are you’re looking for the best deal you can possibly get. In addition, you’ll want the best financing possible. Many retailers offer special financing credit cards, such as the HEB credit card, that allow you to pay very little, or even no money down, and pay no interest for a set amount of time. But watch out, because there are even better deals to be had…

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Best Credit Cards from Credit-Land.com
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (up to 21 months) 0% (up to 21 months) See Site $0
Card Details:
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Apply Online!
Consumer Rating: 5 / 5
Barclaycard Arrival Plus™ World Elite MasterCard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A 0% (12 months (on balance transfers made within 45 days of account opening)) 16.99%, 20.99% or 23.99% Variable $89 - waived first year
Card Details:
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
Apply Online!
Consumer Rating: 5 / 5
WebBank/Fingerhut Credit Account
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Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a n/a See Terms $0
Card Details:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Online!
Consumer Rating: 4 / 5
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Apply Online!
Consumer Rating: 4 / 5
Surge Mastercard®
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Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A See Terms* See Terms*
Card Details:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Online!
Consumer Rating: 4 / 5
Milestone® MasterCard® with Free Choice of Card Image
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Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 23.9% $35 - $99*
Card Details:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Online!
Consumer Rating: 4 / 5
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Apply Online!
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
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  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Spending on Everyday Essentials Made Easy

Everyone has things that they buy regularly, day in and day out. Toothpaste, chips, juice boxes, and cat food: these are the purchases that we have to keep making over and over in order for life to run smoothly. Shopping at one go lets you stock up on the essentials, allowing you to make emergency store runs a little less often. And credit cards, like the HEB credit card, can make these bulk purchases even easier, because you may use the credit card in a shop and pay off the balance later. But there are other credit cards that can also be very valuable when you steer your overstuffed cart to the register at HEB, Walmart, Sam’s, or any other retailer. What you want to look for is a card with a low APR, a good rewards program with flexible redemptions, and perks like double cash back, purchase protection, and great customer service.


No Hidden Fees

No one likes spending more money than they have to, especially on things like diapers and vitamins: not the most exciting purchases. But when you use a great credit card to make those purchases, you may not notice all that is written in the fine print. Lots of in other ways good credit cards load you with endless fees and payments that you can’t keep track of. But HEB federal credit union credit card is a card that doesn’t have to hide anything or take you off guard – it simply doesn’t have any. There is no annual fee or renewal fee, but what’s more, the card has no transaction fee for purchases or even cash advances, which is unheard of among regular credit cards.


No Changing APRs

Besides rewards, you will want to think about what else a card offers before you apply for it. For example, a card with a low interest rate, a promotional offer for a 0% APR introductory period, or a card with a no-interest balance transfer offer can be very rewarding, beyond the actual rewards offered. A HEB application may offer you the easiest means of keeping up with your APR – it’s fixed from the moment you apply. To make it even more attractive HEB adds a sizeable travel accident coverage and protection from fraudulent charges which ensures that no one but you make purchases with the card. A credit limit goes up to $30,000 on the most premium version of the card – enough for the biggest purchases. Since it’s a Mastercard, you can be sure your card is accepted everywhere Mastercard is accepted – and that’s virtually everywhere around the world.
READ ALSO RECENT FAQs:
June 01, 2017
The APR, or the annual percentage rate, is fixed on the HEB credit cards. It depends on the type of the card you are applying for. Currently on the hebfcu site you can find three credit cards: Regular MasterCard, Gold MasterCard and Platinum MasterCard. The Gold and Platinum credit cards are more ...
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May 15, 2017
This is a smart question and you are doing well considering different options for your purchase, even after applying for a HEB credit union card. When shopping for some costly electronics next time, consider applying for a credit card that offers a 0% APR on purchases for the first year, followed ...
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April 10, 2017
The best way to figure out why you don’t have credit limit as big as you were expecting is to address the issuer directly. That is, to find out the reason for this, you need to find a local HEB branch and ask them. Mostly your credit limit depends on your credit history. If it is yet to build, that ...
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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