Best Credit Cards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

When you shop at your favorite store, like Mills Fleet Farm for example, you may want to get some perks for your loyalty. Usually such perks are offered through membership and through credit cards (if a store offers its credit card). However, as store credit card is not the only way to get rewarded for your loyalty. You can use a regular credit card with rewards to get cash back, point rewards or even miles rewards. Just compare the cards below to see if they can save you more on your purchases.

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Best Credit Cards from Credit-Land.com
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (up to 21 months) 0% (up to 21 months) See Site $0
Card Details:
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Apply Online!
Consumer Rating: 5 / 5
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Apply Online!
Consumer Rating: 4 / 5
Barclaycard Arrival Plus™ World Elite MasterCard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A 0% (12 months (on balance transfers made within 45 days of account opening)) 16.99%, 20.99% or 23.99% Variable $89 - waived first year
Card Details:
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
Apply Online!
Consumer Rating: 5 / 5
WebBank/Fingerhut Credit Account
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a n/a See Terms $0
Card Details:
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Apply Online!
Consumer Rating: 4 / 5
Surge Mastercard®
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A See Terms* See Terms*
Card Details:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Online!
Consumer Rating: 4 / 5
Milestone® MasterCard® with Free Choice of Card Image
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 23.9% $35 - $99*
Card Details:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Online!
Consumer Rating: 4 / 5
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Apply Online!
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Choosing a credit card

Some people worry about using credit cards because they’re afraid they’ll go into debt. But credit cards are only a tool to help you manage your finances. Used wisely, they can help you to afford a big purchase for which you can’t pay at once up front, or allow you to earn frequent flyer miles, or give you cash back. A penny back for every dollar you spend may not sound like a lot, but there are plenty of opportunities to earn more than 1% cash back. Look for a card that will give you up to 5% cash back in rotating categories that align with the seasons. During the winter holidays, you might get 5% cash back at department stores and on online shopping. In the spring, home improvement and garden stores might offer extra cash back. And in the summer, savings on gas and hotels are common.


Store credit cards and regular credit cards each give rewards in a slightly different way. A store card like a Fleet Farm credit card may offer a percentage off your first purchase, and then rewards that you can redeem when you shop in the store. But a regular credit card may give you a signup bonus worth more than that store discount, and then let you redeem your rewards for gift cards to many different stores, rather than just one. You can also get a statement credit or a check in the mail with some types of cash back credit cards. Whichever you get – a store card or a card not affiliated with a particular retailer – you will want to make sure you have a low APR, no annual fee, and that the reward redemption process is easy and straightforward. After all, rewards aren’t worth anything if you can’t figure out how they work or how to redeem them.
READ ALSO RECENT FAQs:
March 08, 2017
If you were turned down for a new credit card, it may mean that your credit score isn't great or you have some recent bad things on your credit reports. In this case, you the first thing you should do is to get a copy of your three credit reports. You can order the copies from each of the three ...
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February 20, 2017
It can be very tempting to apply for store credit cards: they offer a first purchase discount, special financing, and sometimes good rewards. But before you apply for a store card think of how often do you shop at this particular store. Often, it is worth having a store credit card when you shop ...
Continue»
January 25, 2017
Actually, you can use any credit card that has Visa, Mastercard, Discover, or American Express logo on it. So, it can be any regular credit card issued by a major bank. Just make sure the card you are applying has a chip, not just a stripe, so that your payment information will stay secure. It is ...
Continue»

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

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