Best Credit Cards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

What could be better than shopping from the comfort of your own home? This is why online shopping and home shopping networks are so popular. Even better, though, is shopping from home and earning credit card rewards while you do it. Something like the QVC credit card is appealing because it lets folks save on their purchases and earn bonuses while paying for their orders with a convenient payment method. But there are other ways to earn rewards, and other cards to look at if you’re in the mood for a bargain-shopping spree.

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A 0% (15 months (on balance transfers made within 45 days of account opening)) 15.24%, 20.24% or 25.24%* Variable $0
Card Details:
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 15.24%, 20.24% or 25.24%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Apply Online!
Consumer Rating: 5 / 5
QVC QCard®
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Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a9 n/a9 26.24%9 See terms
Card Details:
  • Sneak peeks at Today´s Special Value® offers, private sale opportunities, and special promotions.9
  • One free Studio Tour pass for you and 5 friends at our state-of-the-art broadcasting facility in West Chester, PA.9
  • Easy-to-read, itemized monthly statements for all your QCard purchases.9
  • Conveniently view and pay your bill online.9
  • Receive paper or online statement - the choice is yours.9
See Details
Consumer Rating: 2 / 5
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 24.99% (Variable) $0
Card Details:
  • Pay no annual fee
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
  • Get access to your account 24 hours a day, 7 days a week
  • Help strengthen your credit for the future with responsible card use
Apply Online!
Consumer Rating: 5 / 5
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (15 months) 0% (15 months (on balance transfers made within 45 days of account opening)) 13.49% Variable $0
Card Details:
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.49%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Apply Online!
Consumer Rating: 4 / 5
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 24.99% (Variable) $39
Card Details:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use
Apply Online!
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A 0% (12 months (on balance transfers made within 45 days of account opening)) 16.49%, 20.49% or 23.49%* Variable $89 - waived first year
Card Details:
  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 90 days — that's enough to redeem for a $500 travel statement credit
  • Earn 2X miles on all purchases
  • Redeem for travel or cash back statement credits, gift cards and merchandise. Redemption values vary
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don't expire as long as your account is open, active and in good standing
  • No foreign transaction fees on anything you buy while in another country
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.49%, 20.49% or 23.49%, based on your creditworthiness. Please note, there is a fee for balance transfers
Apply Online!
Consumer Rating: 5 / 5
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 15.90% - 24.40% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included.
  • Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Apply Online!
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 23.9% $35 - $99*
Card Details:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Online!
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 15.90% - 24.40% Variable $0 - $99
Card Details:
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Apply Online!
Consumer Rating: 5 / 5
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Check if you're pre-qualified for credit cards
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  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Choosing a credit card

Whether you’re buying something from a television-shopping network or online, you’ll need a reliable, secure and convenient payment method to complete your purchase. This is part of the reason it’s vital to have some type of payment card in today’s world. You have a few different options, such as a debit card, a prepaid card, or a credit card, when you’re shopping remotely. You’ll either enter your credit card number on your computer or mobile device, or give it over the phone. When you’re shopping over the phone or on the Internet, you want to be sure that the payment method is completely secure and not vulnerable to hackers. One way to do this is to use a chip card, rather than a traditional magnetic stripe card. These new cards utilize upgraded technology to keep you account secure and make sure you aren’t the victim of credit card fraud.


When you use a system like QVC Easy Pay, or any other payment method like PayPal, Google Wallet, or Android Pay, you should make sure your information is safely encrypted and the site has up-to-date security certificates. Paying for things online is safe, as long as you are aware of a few things, like not using public Wi-Fi, making sure your home wireless internet is protected by a password, and checking the website to make sure it’s legitimate.


Once you’re sure of the authenticity of the site and the security of your payment method, you can think about what card is the right one to use for your purchase. Credit cards that offer 1% cash back for every dollar you spend are a nice way to give yourself a little payback for shopping, but there are better deals than that if you look. You can find cards that give up to 5% cash back on a rotating basis, giving the bonus in certain purchasing categories and certain times of year. You can also get a travel rewards credit card that earns miles, and take a nice vacation. Just be sure to buy a swimsuit for that beach getaway you’ll take with your frequent flyer miles.

READ ALSO RECENT FAQs:
August 26, 2016
Not to worry. One late credit card payment generally will not sink your credit score too badly. It's when payments are missed completely, or repeatedly late, that it can start to affect your credit score. It's important to understand the components that go into a credit score, in order to achieve the best score possible. The five things that affect your ...
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May 08, 2016
If you're getting your first-ever credit card, you'll want to look for a card that's designed for folks with limited credit, or no credit. It can take a little while to build a credit rating, but the good news is that it isn't hard to do. Getting a credit card is the first step. If you can find one that also earns rewards, even better. And don't worry – ...
Continue»
April 22, 2016
When you filled out your QVC credit card application, it would have been wise to check the interest rate so you knew what your APR would be before you applied. However, since you didn't realize what the cost would be when you didn't pay off your account in full, the only thing to do now is to go forward knowing not to do that in the future. The best way to ...
Continue»

9 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.