Best Credit Cards

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

What could be better than shopping from the comfort of your own home? This is why online shopping and home shopping networks are so popular. Even better, though, is shopping from home and earning credit card rewards while you do it. Something like the QVC credit card is appealing because it lets folks save on their purchases and earn bonuses while paying for their orders with a convenient payment method. But there are other ways to earn rewards, and other cards to look at if you’re in the mood for a bargain-shopping spree.

Best Credit Cards
0% Intro APR
$0 Annual Fee
for Limited Credit
Discover it® Miles
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (14 months) 10.99% (14 months) 11.99% – 23.99% Variable $0
Card Details:
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates - fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.
Apply Online!
Consumer Rating: 5 / 5
Discover it® - Cashback Match™
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (14 months) 0% (14 months) 11.99% – 23.99% Variable $0
Card Details:
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Apply Online!
Consumer Rating: 5 / 5
Credit One Bank® Platinum Visa® for Building Credit
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Apply Online!
Consumer Rating: 4 / 5
Milestone® MasterCard® with Free Choice of Card Image
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 23.9% $35 - $99*
Card Details:
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Apply Online!
Consumer Rating: 4 / 5
Surge Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A See Terms* See Terms*
Card Details:
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that Mastercard® is accepted.
  • Free online account access 24/7.
  • Checking Account Required.
Apply Online!
Consumer Rating: 4 / 5
Discover it® chrome
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (14 months) 0% (14 months) 11.99% – 23.99% Variable $0
Card Details:
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Apply Online!
Consumer Rating: 5 / 5
Best Credit Cards from Credit-Land.com
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
0% (up to 21 months) 0% (up to 21 months) See Site $0
Card Details:
  • 0% Intro APR.
  • No Annual Fee.
  • Great Rewards Programs.
Apply Online!
Consumer Rating: 5 / 5
WebBank/Fingerhut Credit Account
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
n/a n/a See Terms $0
Card Details:
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for a WebBank/Fingerhut Credit Account today. Fill out our easy online application.
  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Apply Online!
Consumer Rating: 4 / 5
Credit One Bank® Platinum Credit Card with Rewards
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Intro APR on Purchases Intro APR on Balance Transfer Regular APR Annual Fee
N/A N/A 16.99% - 24.99% Variable $0 - $99
Card Details:
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Apply Online!
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Choosing a credit card

Whether you’re buying something from a television-shopping network or online, you’ll need a reliable, secure and convenient payment method to complete your purchase. This is part of the reason it’s vital to have some type of payment card in today’s world. You have a few different options, such as a debit card, a prepaid card, or a credit card, when you’re shopping remotely. You’ll either enter your credit card number on your computer or mobile device, or give it over the phone. When you’re shopping over the phone or on the Internet, you want to be sure that the payment method is completely secure and not vulnerable to hackers. One way to do this is to use a chip card, rather than a traditional magnetic stripe card. These new cards utilize upgraded technology to keep you account secure and make sure you aren’t the victim of credit card fraud.


When you use a system like QVC Easy Pay, or any other payment method like PayPal, Google Wallet, or Android Pay, you should make sure your information is safely encrypted and the site has up-to-date security certificates. Paying for things online is safe, as long as you are aware of a few things, like not using public Wi-Fi, making sure your home wireless internet is protected by a password, and checking the website to make sure it’s legitimate.


Once you’re sure of the authenticity of the site and the security of your payment method, you can think about what card is the right one to use for your purchase. Credit cards that offer 1% cash back for every dollar you spend are a nice way to give yourself a little payback for shopping, but there are better deals than that if you look. You can find cards that give up to 5% cash back on a rotating basis, giving the bonus in certain purchasing categories and certain times of year. You can also get a travel rewards credit card that earns miles, and take a nice vacation. Just be sure to buy a swimsuit for that beach getaway you’ll take with your frequent flyer miles.

READ ALSO RECENT FAQs:
August 26, 2016
Not to worry. One late credit card payment generally will not sink your credit score too badly. It's when payments are missed completely, or repeatedly late, that it can start to affect your credit score. It's important to understand the components that go into a credit score, in order to achieve ...
Continue»
May 08, 2016
If you're getting your first-ever credit card, you'll want to look for a card that's designed for folks with limited credit, or no credit. It can take a little while to build a credit rating, but the good news is that it isn't hard to do. Getting a credit card is the first step. If you can find one ...
Continue»
April 22, 2016
When you filled out your QVC credit card application, it would have been wise to check the interest rate so you knew what your APR would be before you applied. However, since you didn't realize what the cost would be when you didn't pay off your account in full, the only thing to do now is to go ...
Continue»

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