Best Charge Card Offers Online

advertiser disclosure
BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Did you know that a charge card is different from a credit card? Although the terms are at times used interchangeably, in fact they refer to two entirely different financial tools. A credit card is a revolving line of credit with a set credit limit that is not necessary for the accountholder to pay off in full each billing cycle. As long as minimum payments are submitted to the card issuing company before specified payment due dates which occur roughly once every month, the balance can be carried forward into the next billing period while accruing interest. By contrast, charges made on a charge card must be paid in full each and every month barring a few exceptions. This means that a charge card holder typically does not have the option to pay off a portion of the balance and carry the remaining amount forward. Also, charge cards generally do not have a spending limit.

Get Best Credit Offers
for your needs

Your credit history:

You'd prefer

Card Issuer

10 cards from 5 banks are found:

See all the credit offers found »

Best Charge Cards

The very first charge card was offered through Western Union on 1914 and was issued to consumers as a piece of printed paper. The first company to issue charge cards in the form of the embossed piece of plastic that are in circulation today was American Express in 1959. Here are a few facts about charge cards:
  • Some charge cards nowadays give users the option to pay off certain purchases over time, as with a credit card. Many charge cards come with a feature known as 'no preset spending limit'. This means that the card's spending limit varies from month to month and is determined by a combination of factors including general economic conditions and a consumer's spending patterns and history.
  • Large businesses and governmental agencies utilize charge cards to pay for expenses pertaining to official business. These 'purchasing cards' enable those institutions to keep better records and give them the ability to track expenses.
  • If you are interested in applying for a charge card as opposed to a credit card, you should know that you will need to have excellent credit in order to qualify.
Latest Credit Card Guides More Guides »

April 26, 2015

Are you getting all you can out of your credit cards? If you’re collecting rewards points and not using them, you are missing out on one of the best perks of having a credit card. Read on to find out ...

October 13, 2014

When you see a credit card offer how do you know if it’s a good one? With so many different credit cards on the market, it can be difficult to know where to begin in evaluating the latest credit card ...

Copyright © 2001-2015 BestCreditOffers.com All Rights Reserved.

* The BestCreditOffers.com.com webpage is a free service and an information resource for credit cards and financial products and services available to eligible United States consumers. BestCreditOffers.com.com does not offer any warranties and is not a direct service. There are no guarantees for approval or offers when applying for a credit card. Please refer to the application if you would like more information on each credit card. When you click "Apply" for a particular credit card, please take the time to review the terms and conditions of the product/service at the issuer's website. All logos on the BestCreditOffers.com.com website are property of their respective owners.

BestCreditOffers.com makes every effort to keep information up to date and accurate. However, the information regularly changes and is presented without warranty. Therefore, we strongly recommend all our readers to visit the credit card application page by clicking "Apply Online!" button to review the detailed credit card's terms and conditions. Note that BestCreditOffers.com may be compensated by the credit card issuers when the readers apply for a credit card through this site.

BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.