Credit Cards and Prepaid Cards for People with Bad Credit

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the offers at our site and submit your application online!

Best Cards for People with Bad Credit

$500 Credit Limit
No Annual Fee
Instant Response
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR 0.00%
Annual Fee See site
Activation Fee $29.95
Instant Response Yes
Guaranteed $500 Unsecured Credit Limit
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
 
Consumer Rating: 4 / 5

Other Card Offers for Bad Credit

Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR Annual Fee Activation Fee Instant Response
24.90% $0 $0 Yes
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 275,000 items.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR Annual Fee Activation Fee Instant Response
29.99% (V) $125 for the first year. After that, $96 annually See site Yes
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR Annual Fee Activation Fee Instant Response
17.90% - 23.90% (Variable)* $35-$99* $0 No
  • Unlimited 1% cash back gas rewards.
  • Rewards post to your account automatically each month.
  • Get Pre-Qualified without affecting your credit score.
  • Automatic reviews for credit line increase opportunities.
  • Zero fraud liability protects you from unauthorized charges.
 
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee Guaranteed Approval Credit Check Instant Response
$0 No No No
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
 
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
APR Annual Fee Activation Fee Instant Response
0.0% $49 $0 Yes
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee Guaranteed Approval Credit Check Instant Response
$0 Yes! No No
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don′t have to use your card number.
 
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
Please, select your credit score
Please, select your bankruptcy status
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Select the state of your residence
Check off your current active bank accounts. Don't check anything if you haven't active accounts.
This service finds the credit cards which suites your situation best. But only card issuers decide whether you'll be approved or not for a credit card.

Limited Credit Offers

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? We offer a wide range of these types of card offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good decision to apply. Prepaid card will prepare you to having a credit card. You will get a habit of paying the bills on time and keeping an eye on your account.

A credit card won’t be a hard thing to manage after a good prepaid card training. And an open account will be a plus when you apply for a credit card with just limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit history if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.