Credit Cards and Prepaid Cards for People with Bad Credit

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.

Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the offers at our site and submit your application online!

Best Cards for People with Bad Credit

$500 Credit Limit
Shopping Card with 0% APR
$0 Annual Fee
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type Unsecured Store Card
APR 0.00%
Annual Fee See Terms
Activation Fee See Terms
Guaranteed $500 Unsecured Credit Limit
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
 
Consumer Rating: 4 / 5

Other Card Offers for Bad Credit

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Card Type APR Annual Fee Activation Fee
Unsecured Store Card 0.0% $49 $0
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
  • 0% APR.
  • Reward Points for every dollar spent.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type APR Annual Fee Activation Fee
Unsecured Store Card 25.15% $0 $0
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type APR Annual Fee Activation Fee
Unsecured 15.65% - 24.15% Variable $0 - $99 See terms
  • Interested in growing or rebuilding your credit? We report monthly to all three major credit bureaus. Take advantage of free online access to your credit score and credit report summary.
  • See if you´re Pre-Qualified in less than 60 seconds.
  • This is a fully functional, unsecured credit card - not a debit, prepaid, or secured card. No need to load funds or tie up cash in deposits. There are no out-of-pocket costs to open your account.
  • Automatically earn 1% cash back when you buy gas or groceries. Terms apply.
  • Pick your payment due date to fit your schedule.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee Guaranteed Approval Credit Check Instant Response
$0 No No No
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
 
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type APR Annual Fee Activation Fee
Secured 24.99% (Variable) $0 See terms
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Your minimum security deposit gets you a $200 credit line
  • You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required
  • Easily manage your account 24/7 with online access, by phone, or using our mobile app
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee Guaranteed Approval Credit Check Instant Response
See Terms No No Yes
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
  • Earn Cash back rewards from specially selected stores, restaurants and more
  • Use free direct deposit and get your paychecks faster
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type APR Annual Fee Activation Fee
Secured / Unsecured *See terms *See terms N/A
  • Bad Credit, good Credit, and no Credit. Get yours today!
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results are provided online!
  • Monthly reporting to the 3 major credit bureaus.
  • Use your card at locations everywhere that MasterCard® is accepted.
 
Consumer Rating: 4 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Activation Fee Guaranteed Approval Credit Check Instant Response
$0 Yes! No No
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don′t have to use your card number.
 
Consumer Rating: 5 / 5
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type APR Annual Fee Activation Fee
Secured / Unsecured *See Terms *See Terms See Terms
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere that MasterCard® is accepted.
 
Consumer Rating: 4 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Limited Credit Offers

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? We offer a wide range of these types of card offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good decision to apply. Prepaid card will prepare you to having a credit card. You will get a habit of paying the bills on time and keeping an eye on your account.

A credit card won’t be a hard thing to manage after a good prepaid card training. And an open account will be a plus when you apply for a credit card with just limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit history if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.