Credit Cards and Prepaid Cards for People with Bad Credit

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Having bad credit and looking for the best credit offers for you? You have chosen the right site! We present prepaid cards and credit cards for people with bad credit history. Compare the offers at our site and submit your application online!

PREPAID AND CREDIT CARDS FOR BAD CREDIT
BEST for FAIR/BAD CREDIT
Surge Mastercard®
Click the Compare link to compare the checked cards side-by-side at the comparison table.

All credit types welcome to apply!

Monthly reporting to the three major credit bureaus.

Initial Credit Limit of $500.00!* (subject to available credit).

Consumer Rating: 4 / 5
BEST for BAD/NO CREDIT
Horizon Gold Credit Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.

$500 Credit Limit. No Credit Check.

No Employment Check.

Must have Active Debit Card or Credit Card to qualify.

Consumer Rating: 4 / 5
Fingerhut Credit Account
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Card Type APR Annual Fee Application Processing Fee
Unsecured Store Card 25.15% $0 See Terms
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • You could WIN $20,000 from Fingerhut.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Consumer Rating: 4 / 5
First Access Visa
Check off the cards you want to compare. Then click the Compare link to go to the comparison table.
Card Type APR Annual Fee Application Processing Fee
Unsecured See Terms* See Terms* See Terms*
  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • You may be eligible for a Credit Line Increase after six months
  • Easy and secure online application
  • If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Issued by Mid America Bank & Trust Company, Member: FDIC
Consumer Rating: 4 / 5
Total Visa Card
Click the Compare link to compare the checked cards side-by-side at the comparison table.
Card Type APR Annual Fee Application Processing Fee
Unsecured See Terms* See Terms* See Terms*
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • If approved, simply pay a Processing Fee to open your account and access your available credit
  • Reports monthly to all three major credit bureaus
Consumer Rating: 4 / 5
Fast5kLoans
Checking Account Required Employment Required Maximum Loan Amount Minimum Loan Amount
Yes No $5,000 $500
  • Personal Loans Online
  • All Credit Types Accepted
  • See Money In Your Account
Consumer Rating: 5 / 5
Get Your CARD MATCH
Check if you're pre-qualified for credit cards
  • It takes less than 1 minute
  • Will Not Affect Your Credit Score
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This service finds the credit cards which suit your situation best. However, only card issuers decide whether you'll be approved or not for a credit card.

Limited Credit Offers

Are you interested in finding credit cards, debit cards, or prepaid cards that are offered to people with less than perfect credit? We offer a wide range of these types of card offers.

Some creditors may not approve you without a bank account, in this case a prepaid card can be a good decision to apply. Prepaid card will prepare you to having a credit card. You will get a habit of paying the bills on time and keeping an eye on your account.

A credit card won’t be a hard thing to manage after a good prepaid card training. And an open account will be a plus when you apply for a credit card with just limited credit history.

The credit card products on this page can help you rebuild or reestablish your credit history if you make on-time minimum payments with all of your creditors and keep account balances low relative to the credit limit.

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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.