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American Express

True Earnings® Card from Costco and American Express
True Earnings® Card from Costco and American Express
Credit Cards Card Highlights: Credit Cards

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States
Credit Cards Available Rewards: Credit Cards
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  • 0% Intro APR on Purchases for 3 months.
  • No Annual Fee.
  • Earn 3% Cash Back for gasoline.
  • Earn 3% Cash Back for restaurants.
  • Earn 2% Cash Back for travel.
  • Earn 1% Cash Back everywhere else, including Costco.
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.
  • The flexibility to pay charges over time.
  • No Limit on the Cash Back earned.
 Zero liability
Credit Cards Credit Card Rates Credit Cards
Purchases:

Introductory APR:

0%

Introductory Period:

3 months

Ongoing APR:

14.99%

Default APR:

26.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50
Balance Transfers:

Introductory APR:

1.99%

Introductory Period:

6 months

Ongoing APR:

14.99%

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

26.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50
Credit Cards Credit Card Transaction Fees Credit Cards
Balance Transfer Fees:

Minimum:

$091

Fee Rate:

n/a

Maximum:

n/a
Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a
Foreign Exchange Fees

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a
Credit Cards Credit Card Other Fees Credit Cards
Initial Fees:

Setup Fee:

$0
Maintenance Fees:

Annual Fee:

$0
Penalty Fees:

Late Payment Fee:

$15

91 There is no fee for balance transfers made within the first 40 days of Cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.