Best Credit Card Offers for you - Lowest intro APR

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Want to reduce your monthly interest costs on money borrowed with a credit card? Our latest reviews of top 40 low-interest credit cards have identified special offers and savings for those with good and excellent credit history! These low rate credit cards offers include perks like cash back, gasoline, and travel rewards, among others. So scroll-on down, and get your Low APR Credit Card Today!

Capital One® VentureOne® Rewards Credit Card
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent, Good N/A 0% intro on purchases for 12 months 12.74% - 22.74% (Variable) $0
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.74%-22.74% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Consumer Rating: 5 / 5
Horizon Gold Credit Card
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Bad n/a n/a 0.00% See Terms
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Consumer Rating: 4 / 5
Capital One® Quicksilver® Cash Rewards Credit Card
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent, Good 0% intro on balance transfers for 9 months 0% intro on purchases for 9 months 13.74% - 23.74% (Variable) $0
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.74%-23.74% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.74%-23.74% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Consumer Rating: 5 / 5
Barclaycard Ring™ Mastercard®
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent 0% (15 months (on balance transfers made within 45 days of account opening)) 0% (15 months) 13.74% Variable $0
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.74%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Consumer Rating: 4 / 5
Sony® Card from Capital One®
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Excellent N/A 0% intro on purchases until December 2017 14.74% - 24.99% (Variable) $0
  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 5 points per $1 spent on Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on movie theaters, movie rentals, music downloads and digital streaming and subscription services
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
Consumer Rating: 5 / 5
PlayStation® Card from Capital One®
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Credit History Intro APR on Bal. Transf. Intro APR on Purchases Regular APR Annual Fee
Good N/A 0% intro on purchases until December 2017 14.74% - 24.99% (Variable) $0
  • Earn 5,000 bonus points after your first purchase within 90 days from account opening
  • 10 points per $1 spent on all PlayStation® Store purchases
  • 3 points per $1 spent on PlayStation® and Sony® purchases at authorized retailers, with purchase confirmation
  • 3 points per $1 spent on fast food restaurants, movie theatres & your mobile phone bill
  • 1 point per $1 spent on all other purchases
  • Redeem for Sony products, movies, music & more
  • 0% intro APR on purchases until December 2017, 14.74% - 24.99% variable APR after that
  • No annual fee
Consumer Rating: 5 / 5
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Understanding Low Rate Card Offers

Interest rate can make a huge difference on your monthly credit card bills, so the best way to keep money in your pocket is to find a low APR rate credit card. These cards vary from having a fixed rate APR or low introductory APR. The great thing about low rate credit cards is that no matter what your credit - average, good or excellent credit history; whether you are a business trying to improve cost efficiency or a student building your credit rating for the first time - there's bound to be a card to suit your needs. The important thing is to understand the details of your offer and rates. When does your promotional rate expire?

For the most part, introductory rates of low rate credit card offers are fixed for the promotional period, so be aware of the length of introductory period and of the rate afterwards. Look at terms and conditions section on every credit card application. Take note of the wording of the terms. Be sure to find out exactly how the timeframe is determined by looking at Terms and Conditions section provided conveniently inside of every credit card application.
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BestCreditOffers.com is an independent, advertising-supported website which receives compensation from the credit card issuers and companies whose offers appear on the site. Compensation may impact how and where products appear on our site, including, for example, the order in which they may appear on the site pages. BestCreditOffers.com does not review or list all available financial or credit offers.