Immediate credit card care service

May I apply for a credit card over the phone?
I would like to have a card but I do not have an open bank account and I do not want a prepaid card. Can you help me?
If you've got an average credit rating, you may also review Capital One® Platinum. Check through these offers, review their details and make your choice!
I have bad credit. How can I apply for a credit card ?
Secured Visa® Credit Card by Applied Bank can also be a good choice for you. Even though this card requires a money deposit, it comes with no credit or income check. Plus, you can determine your own spending limit, since it will be equal to the amount of your money deposit.
Before submitting your credit card application, read carefully the terms and conditions of the card you want to apply for. Cards for bad credit generally come with fees, so you need to clearly understand what fees are charged with each offer.
I am 20 years old and have never worked but have income from my domestic partner. But I have applied for credit cards like Best Buy and many department stores and have been approved and have had up to thousands of dollars for my credit limit. I have always been on time paying my minimum payment. I want to do a one time purchase of $1500.00. Would any credit companies give me a credit card and with a credit limit of at least $1500.00? And what is the best credit card to apply for in my situation?
I currently have a Discover Credit Card and the best "over-the-phone" balance transfer rate they are offering me is 1.99% to Sept 2009 or 2.99% to Mar 2010. There is also a 3% transfer fee up to $150. Can I get 0% or a better deal online and if so, how? Thank you for your time.
In view of the fact that you're carrying a Discover® Card now, they offered you really good balance transfer rates. When applying for a new Discover® Card, you're likely to get a 0% APR on balance transfers during the promotional period. If you want to take advantage of 0% APR balance transfer deals, feel free to review Discover® Card offers that provide a low Intro APR on balance transfers and no annual fee.
Compare the following Discover® Card credit offers and apply for the card that best fits your requirements.
Do you have a list of 0% balance transfer cards with no balance transfer fees?
I want a card without transaction fee of 3% and a 0% balance transfer for 12 months. We have excellent scores...in the range of 780
Looking for a 0% balance transfer card with NO fee to transfer funds. Does such an 'animal' exist any longer?
Like it or not, the credit card industry has undergone a number of changes. As for balance transfer credit offers, these changes were not that favorable for customers. Most credit card issuers have now pulled their no fee balance transfer deals from the market. However, fortunately some good balance transfer offers still remain that provide 0% introductory interest rates on balances transferred. Discover® Card is currently the only credit card issuer that offers a 0% APR for 12 months, and even though you will be charged a regular balance transfer fee of 3%, you can still benefit when paying down your balance because the card provides a 0% APR for a full year.
If you are looking to obtain a good balance transfer card, you may also consider the following credit card offers by Discover® Card: The Discover® More® Card, the Discover® More® Card – Clear and the Discover® Open Road® cards can be good choices for you, because they charge no annual fee and have a 0% APR for 12 months on balance transfers.
However, keep in mind that these balance transfer offers require good or excellent credit, so be sure that you can qualify for these offers before submitting your online application.
My credit scores are 710 and 703. Would it be safe to say that I would get approved for a credit card that requires a good to excellent score?
Yes, it would be quite safe. You've got pretty high credit scores, and you're likely to be approved for one of the cards that require good or excellent credit.
If you want to get cards with rewards, you may consider the Discover® Card credit card offers. They come with no annual fees, low interest rates and they also offer great cash back rebates on purchases. For example, consider the Discover® More® Card or the Discover® Open Road® Card. They each give 5% cash back in the most popular spending categories and 1% cash back on all other purchases.
You may also like to review the True Earnings® Card application from Costco and American Express. This card requires good to excellent credit, comes with no annual fee and competitive interest rates, plus it gives good cash back rebates on purchases.
Select a card that best suits you and apply online at this site. You're likely to be approved, since your credit score is very good.
Which credit card is right for me?
It’s difficult for us to suggest a credit card that is right for everyone. That's why we are here to help you choose the best card for your financial needs. Unfortunately, you've provided too little information about yourself. Many credit card offers are available to consumers, but each and every card is designed with a particular type of customer’s needs in mind.
If you are just starting to build your credit history, then you'd be better off choosing your credit card applications by your credit score. This way, your credit profile won't be affected by multiple credit rejections. Just the select the type of card you're most likely to be approved for and shop around for the best deal for your preferences. Again, you should closely consider the features of the card that you want to apply for. If you pay off your balance in full each month and avoid paying interest, you'll be better off applying for no annual fee cards.
Review credit card deals online, compare them side by side, and apply for the card that best suits your requirements and your credit rating.
I have a good credit rating of 640+. I would like to find a good card with low rates, no start up fees, no annual fees, Visa or MasterCard and cash back rewards.
If your credit score is 650 or higher, then you're likely to obtain the card you're looking for. You may review the Capital One® No Hassle Miles℠ Rewards card. It has no annual and set up fees, provides a 0% introductory APR, and you can earn travel rewards on all of your purchases.
However, you should be very careful, since you can be rejected for a good credit card if your score is lower than required. To be on the safe side, you may wish to check out applications designed for fair to good credit instead. For example, consider the HSBC American DreamCard™ MasterCard® Sweepstakes. This card comes with no annual fee and no set up fee, it has competitive interest rates and you can earn sweepstakes entries on your purchases.
Alternatively, you may consider applying for the Orbitz® Visa® Platinum card from Capital One®. This card is designed for average credit, so you're sure to qualify for this card. It also enables you to earn valuable rewards on your purchases, with no limit on the rewards points that you can earn with the card.
Check through these credit card deals and apply for a card that best meets your requirements!
Which credit card has no annual fee, an introductory cashback bonus with first purchases and the highest cashback earnings on all purchases?
If your credit is good or excellent, you can easily find a card featuring no annual fee and high cash back earnings. However, it's very difficult to find a cash back card that provides an introductory cash back bonus. As a general rule, only air miles or rewards points cards provide introductory bonuses.
If you are interested in long-term earnings, you may wish to review cash back credit offers that give high cash back rebates. The Discover® More® Card or the Discover® More® Card – Monogram both come with no annual fee, a 0% introductory APR, and a 5% Cashback Bonus® in popular categories like: groceries, gas, travel, restaurants and others.
You may also like to review the MTV® Visa® Card offer from Capital One®. This fee-free card gives 5 points on entertainment purchases like music, movies, and sporting events; 2 points for restaurant and coffee shop purchases; and 1% on everything else you buy with your card. The best thing about this credit offer is that you can get 25 bonus points in each billing cycle if you pay on time.
Look through these credit card offers and apply for a card that will give you the highest rebates on the purchases you usually make.


