1. 2. Discover® Card Discover® More Card 5% Cashback Bonus. 3. Discover® Card Discover® More Card - 18 Month Promotional Balance Transfer 0% APR for 18 Months on BT.

1. HSBC Bank Nevada Orchard Bank® Classic MasterCards Low Annual Fee. 2. 3. HSBC Bank Nevada Orchard Bank® Visa® Cards Reports to 3 major Credit Bureaus.

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During the previous four years, American Express® provided a 4.99% fixed APR on balance transfers for the life of your transferred amount with its Blue and Blue Cash® cards, and a 5.99% fixed APR on balance transfers with its Clear card. However, the bank has changed the terms and conditions of these offers. On September 19th, American Express has reduced the introductory period of its fixed interest rates on balance transfers from life to 1 year.

At the present moment Blue and Blue Cash® from American Express® come with a 2.99% fixed APR on balance transfers for the first 12 months and 3% balance transfer fee (maximum $99). You will also enjoy 0% APR on purchases for up to 12 months and no annual fee.

Clear from American Express® has a 3.99% fixed APR on balance transfers for the first 12 months, 0% introductory APR on purchases for up to 12 months, no annual fee and no balance transfer fee.

Yes, at our site you can find student offers for all types of credit. If you have bad score, pay attention to Citi® Platinum Select® Card for College Students. It has a 0% APR on purchases and balance transfers for 6 months and no annual fee. The bank doesn't require minimum income or a co-signer to approve your application.

Another variant for bad score is Citi® mtvUTM Platinum Select® Visa® Card for College Students. It comes with no annual fee, 0% introductory APR for 6 months and a good point rewards program. You will earn 1-5 ThankYou Points® for every dollar you spend. The points can be redeemed for gift cards, MTV events, and airline tickets.

No Hassle CashSM Rewards for Young Adults from Capital One® is designed for those with limited credit. You will have a 0% interest rate on purchases, and a cash back program. The bank offers you to earn 1% cash back on all purchases and 25% annual bonus on cash earned during the year.

No, you can't. According to the bank's Agreement, you agree to the following:

1. You have the authority to legally bind the Business.

2. The account will be used solely for business purposes and not for personal, family or household purposes.

3. Everything you have stated in the Application is true.

4. Advanta may verify any information provided in connection with the request for credit.

In accordance with applicable law and the terms of your card Agreement, the bank may change any of your account terms, including rates and fees, at any time for any reason. So if the bank finds out that you don't have a business, they may cancel your account or shift you to a high default rate.

Please have a look at various beneficial offers at our site designed for consumers. If you have good to excellent credit, you can consider More® Card - Clear from Discover®. It has zero introductory rates on balance transfers and purchases, no annual fee and a great cash back program.

Platinum Prestige card from Capital One® is designed for people with excellent score. Its profitable features will help you reduce your expenses. The card offers no annual fee, 0% APR on balance transfers and purchases and a low ongoing interest rate.

Citi® Platinum Select® Card® from Citibank has the same beneficial features - no annual fee and zero APRs, but it is aimed at people with good credit.

Nowadays college students have a wide range of beneficial credit offers to choose from. If you are making your first steps in the credit card world, consider Citi® Dividend Platinum Select® Card for College Students from Citibank. It comes with zero introductory rates on balance transfers and purchases, no annual fee and cash back rebates. You can get back up to 5% of your expenses. Plus, the bank offers free online account management and bill payment service.

Citi® mtvUTM Platinum Select® Visa® Card for College Students is a good match for young adults with a low score. It has very beneficial features: 0% introductory APR for 6 months and no annual fee. This offer will suit people who like music. You will get 10% discount at online MTV shop and the MTV Store. The great rewards program will let you earn points redeemable for gift cards, MTV events, and airline tickets.

Discover® Student Tropical Beach Card is designed for people with fair credit. It has no annual fee, 0% interest rate on purchases for 6 months and cash rewards program. You can get 5% Cashback Bonus® in such categories as travel, gas, groceries, restaurants and others.

We don't recommend using credit cards for cash advances. This option should be reserved for emergency use only. Otherwise, you simply waste your money for fees and interest charges.

If you are looking for the most beneficial terms on cash advances, we can offer you Virgin Atlantic American Express® card - Black from Bank of America. It offers a zero interest rate for the first 6 billing cycles on cash advance checks, purchases and balance transfers. In addition, you can take advantage from no annual fee and excellent travel rewards! However, this offer comes with a cash advance fee - 3%.

Clear from American Express® is a good choice for people who want to avoid cash advance fees. It also features no annual fee, no late fee, no overlimit fee and no balance transfer fee. Beneficial cash back rewards program will let you increase your budget. The cash advance APR is 19.99%.

All other credit cards, for example Citi® Platinum Select® Card®, come with APR at or above 20% along with a cash advance fee which is typically 3% for each transaction.

If you are going to rebuild your credit, consider Orchard Bank offers. They come with many favorable features that will simplify your credit-repairing process.

Orchard Bank Classic MasterCard® provides a zero introductory APR for 6 months on purchases and balance transfers, for qualified applicants. After the interest-free period the card offers a moderate ongoing APR. If you tend to forget about your payment due date, you can set up email and text messages that will remind you to make a payment. A positive credit report is the key to a solid FICO score!

Orchard Bank Low APR MasterCards come with a low 7.9% - 8.9% variable interest rate on purchases. Actually, this offer includes four cards: Platinum, Gold, Classic, or Secured. The bank will tell you which card you can qualify for after you have submitted necessary personal and financial information.

Household Bank® Low APR MasterCards have nearly the same features - a low 7.9% - 8.9% variable interest rate on purchases, free online bill pay and email or text message alerts to remind you of your available balance and upcoming payment due date. This offers includes 4 variants: 3 Platinum cards, and a Secured card. After you fill out your application, the issuer will evaluate your creditworthiness and specify which deal you can get approved for.

Unfortunately, all credit cards for people with no credit and for young adults come with a small credit limit - about $3.000. If you want to get bigger credit line, you need to work hard to prove your financial responsibility. This process is not fast. When you become a student, you can apply for a student credit card. They typically have a reasonable interest rate, moderate fees and an attractive reward program that matches young people's interests. Their credit limit is about $3.000-$5.000.

Another way to establish credit is to apply for a card for people with no credit, but these offers may come with high finance charge.

Then you get an appropriate plastic, you need to make on time payments and keep your balance low. The lenders regularly report your payments to the main credit bureaus. It will help you improve your credit score and qualify for cards with better features and higher spending limits.

Another solution is to find a co-signer with good to excellent credit score. He or she needs to apply online for a suitable credit card and get approved. Then the co-signer should contact the bank and say that he/she would like to add you to the account. After that you will be able to use his/her plastic. Credit cards for good credit have $10.000-$50.000 spending limit.

There are several balance transfer cards for good credit that come with a high spending limit - up to $100.000. However, keep in mind that the spending limit is set by the lender. Its amount depends on several factors - your income, debt, payment pattern and others. We don't guarantee that you will receive the highest possible spending limit. Nowadays all banks are lowering spending limits in order to reduce their lending risks. It means that you may be able to move only a portion of your debt.

Consider Blue card from American Express. It has 0% APR on purchases, no annual fee and 2.99% fixed APR on balance transfers for the first 12 months. Plus, you can earn 1 point for every $1 you spend. The balance transfer fee is capped. Its maximum amount is $99.

Starwood Preferred Guest® Card from American Express offers 2.9% introductory interest rate. There is no annual fee for the first year. And moreover, you don't need to pay a balance transfer fee! You will earn 1 point per $1 spent on the card and 2 points per $1 spent for Starwood related purchases.

Gold Delta SkyMiles® Credit Card from American Express has 9.99% APR on balance transfers, but there is no balance transfer fee associated with this offer. You can also take advantage of travel rewards program and earn free airline tickets.

If you already have an American Express card, you won't be able to transfer your debt to a new American Express card. In this case we recommend you Discover offers. However, their credit limit is up to $50,000.

Balance transfers won't affect your credit score if you don't close your old cards. Credit bureaus consider your credit utilization ratio - the percentage between your balances and your total available credit. The lower this percentage, the better. If you have maxed out your spending limit, it means that your utilization ratio is about 100%. It's not good for your FICO score. When you get a new card, the amount of your available credit increases, so the ratio will become lower.

No, in this case you can't apply for a business credit card. All banks don't allow using business credit cards for personal purposes.

According to Advanta credit card agreement, your account must used solely for business purposes and not for personal, family or household purposes. CitiBank states that you must be an authorized officer of the business (for example general manager, general partner, owner, president/chairperson, treasurer, vice president) to submit a business credit card application.

With Capital One application, you agree that all business cards and convenience checks will be used solely for business or commercial purposes and not for personal, family or household purposes. As for Discover, its business credit cards also must be used for business purposes.

When you submit your application, you agree to comply with the terms and conditions of the credit card agreement. A bank may verify any information you provided in connection with the request for credit.

At our site you can find a wide range of consumer credit offers. They come with varied packages of features and rewards. Whether you are looking to improve your credit or earn substantial rewards, you can always find a plastic that matches your needs. Our site makes it easy to compare various credit offers and submit your application online!

We can't answer this question. The credit limit is set by lenders according to your FICO score, payment pattern, total amount of debt, income and other criteria. Typically, Discover credit cards for good to excellent score have up to $50.000 spending limit. However, nowadays all financial institutions tend to lower credit limits in order to reduce their lending risks. That's why people need to lower their expectations on how much they can transfer. If you have a debt of $20.000, you may be able to transfer only a part of your balance to a new plastic, for example $7.000 - $15.000. Consider it as the first step to your debt-free future!