1. 2. Discover® Card Discover® More Card 5% Cashback Bonus. 3. Discover® Card Discover® More Card - 18 Month Promotional Balance Transfer 0% APR for 18 Months on BT.

1. HSBC Bank Nevada Orchard Bank® Classic MasterCards Low Annual Fee. 2. 3. HSBC Bank Nevada Orchard Bank® Visa® Cards Reports to 3 major Credit Bureaus.

Answering your questions is our job and we love it! If you have 650 points, it means that your FICO score is fair (620-659). You are eligible for credit cards for average credit. These offers have rewards programs and moderate interest rates.The best choice for people with fair credit is Capital One® offers. Founded in the late 1980s, the bank has won numerous awards for innovations and proved to be one of the most reliable US companies.Consider applying for Platinum or Platinum Visa credit cards from Capital One®. They come with a low 8.9% APR on balance transfers and no balance transfer fee. A zero introductory APR on purchases will be a nice bonus! Classic Platinum card from Capital One® has a higher rate on balance transfers, but it offers a low annual fee. It lets you save money on yearly maintenance of your plastic. You can find a suitable offer even if you are a beginner in the credit card world. Capital One Bank provides applications for people with limited or no credit history. However, you need to have a stable income and at least some minimal score to qualify. Pay attention to Platinum - Visa card from Capital One®. It features a zero APR on purchases and a low ongoing interest rate. Plus, you can save up to 40% on featured deals at the Capital One Saving Zone.If you are a student, you can choose an offer from a broad array of student credit cards. Consider Citi® mtvUTM Platinum Select® Visa® Card for College Students from Citibank. It comes with no annual fee, 0% introductory rates and a fantastic rewards program matching young people's needs, interests and lifestyle. You will earn 5 points for every dollar you spend at restaurants, record stores, bookstores, movie theaters and video rentals stores. The points can be redeemed for gift cards, MTV events, and airline tickets.If you are not a student and don't have a job, you can start up with a secured credit card, for example Secured Visa® Credit Card issued by Applied Bank®. It has no credit and income requirements because you compensate for high risk by making cash collateral deposit. The lender reports to the major credit bureaus, so you will be able to establish and build your credit.

Your uncle needs to have good or excellent credit to become your co-signer. It works this way: your uncle applies online for a suitable credit card and gets approved. Then he contacts the bank and says that he would like to add you to his account. He must tell the bank your Social Security Number. You and your uncle will share the same account, but you will have two different credit cards with different numbers.

On our site you can find various credit offers for people with good to excellent credit. Your uncle can apply for Blue Cash® card from American Express. It has a 0% intro APR on purchases and no annual fee. You can earn up to 5% cash back on everyday purchases - even gasoline!

Another option is More® Card from Discover®. If provides no annual fee and zero introductory rates on purchases and balance transfers. Plus, this card has a lucrative cash back program.

Citi® Platinum Select® Card® issued by Citibank is designed for people with good credit. You will enjoy a 0% APR on balance transfers and purchases and no annual fee. Free online services will help you manage your account online.

Even if you have bad credit, you can still qualify for a credit card. Pay attention to First PREMIER® offers. The bank specializes in providing credit products to people with less than perfect credit. The process of application is fast and easy. Just compare the offers, choose the card you like most and submit the application online. You will receive a bank response within 60 seconds!

We recommend you Gold MasterCard®/Visa or Centennial Gold MasterCard®/Visa from First PREMIER® Bank. They have a low APR on purchases and a 25-day grace period. You can avoid interest charges on current purchases by paying the balance in full before the due date.

People with bad credit can also apply for a secured credit card. It requires a cash collateral deposit for an approval. Consider Black Diamond Visa® from Millennium Bank. It offers a special high introductory savings rate and emergency cash transfers. You will be approved regardless of your credit history!

Although most major issuers feel more comfortable dealing with customers with a solid FICO score, there are also banks that provide applications for people with limited or no credit. These plastics are designed on unsecured basis. They may come with reasonable fees and interest rates as opposed to bad deals. That will make the process of building credit easier! And hopefully by starting with such a plastic you can develop good money management habits that will ensure your successful financial future!Look at Platinum - Visa card issued by Capital One®. This offer comes with a zero introductory APR on purchases and a low ongoing interest rate afterwards. However, you need to have a job and some minimal score to qualify.If you are a student, you can apply for Citi® Dividend Platinum Select® Card for College Students from Citibank. This card features no annual fee, cash back rewards program and low interest rates. You'll also enjoy free online account management and bill payment service.If you don't have a job and you are not a student, you can select a secured credit card. For many beginners it is the only way to establish credit history. Consider Secured Visa® Credit Card from Applied Bank®. You will need to open a savings account and make a deposit that will become your credit line. We have two very attractive offers for people seeking to rebuild their credit. Pay attention to Orchard Bank Classic MasterCard®. It has a 0% introductory APR on balance transfers and purchases. Yes, credit card for bad credit comes with zero interest rate! You will need to pay annual and set up fees, but they are quite moderate for this type of plastics.Another variant is Orchard Bank Low APR MasterCards. This offer includes four cards: Platinum, Gold, Classic, or Secured. They provide an amazing 7.9% - 8.9% APR on purchases. You can qualify for one of the four cards, depending on your FICO score. The bank will recommend you a suitable match when you submit your application. You will receive a response within one minute!

The choice depends on your FICO score. If you have excellent credit, then pay attention to No Hassle PointsSM Rewards card from Capital One®. It comes with no annual fee. Plus, you can take advantage of zero introductory rates and a beneficial rewards program. The bank provides $0 fraud liability: if your card is lost or stolen and used without your authorization, you will not be liable for those charges.

Citi® Platinum Select® Card® issued by Citibank is designed for people with good FICO score. It comes with a 0% APR on purchases, an attractive rewards program and no annual fee. Such online banking options as unbilled activity and faster payments will help you manage your account online.

Having the Citi® Platinum Select® Card®, you will enjoy $0 liability on unauthorized purchases. Plus, the bank offers Citi® Identity Theft Solutions. This program helps the victims of identity theft resolve the matter and get their life back on track. The bank will work with you and the three major credit bureaus to place fraud alerts on your credit reports, assist you in contacting other lenders that have fraudulent accounts, advise you on how to file police reports and support you to the close of your case.

Orbitz® Visa® Platinum from Capital One® is a good choice for people with average score. It offers no annual fee, a zero interest rate on purchases and a travel rewards program. The bank also provides $0 fraud liability, so you don't need to worry about fraudulent charges.

Sorry, but our site provides credit card applications only for people over 18 years old.

It's not recommended to apply for a credit card if you don't know you credit score. Your application will be denied if you are not eligible for the offer. It means that people with fair score shouldn't apply for excellent credit cards and people with excellent score shouldn't apply for fair credit cards - they may not qualify. Plus, numerous credit inquiries will lower your FICO score.

Contact the three major credit bureaus (or at least one of them) and find out your FICO score. If you have 750-850 points, it means that you have excellent credit. You can look for suitable offers in our "Best Offers to Get" section.

People with 660-749 points are eligible for good credit cards. Pay attention to Citi® Diamond Preferred® Card issued by Citibank. It has a 0% APR on balance transfers and purchases, a low ongoing APR, and no annual fee.

If you have 620-659 points, you have fair credit. Consider a wide selection of Capital One offers. They will help you improve your score if your make timely payments and keep your balances low. Platinum card from Capital One® has a low annual fee and zero interest rates.

If you score is less than 619 points, you can apply for Orchard Bank Classic MasterCard®. It has very good terms - zero introductory rates on balance transfers and purchases and competitive ongoing APR. Email and text messages will remind you of your upcoming payment due date.

No, it will not hurt your credit rating. Vice versa, it can improve your FICO score. Credit bureaus take into consideration your credit utilization ratio - the percentage between your balances and your total available credit. If you have a debt, you need to keep it less than 30% of your available credit. The lower the ratio, the better. If you are close to your spending limit, it means that your utilization ratio is nearly 100%. That is not good for your FICO score: it will drop. And vice versa, if the amount of your available credit increases, the utilization ratio will become lower. It will have a positive effect on your FICO score. Don't forget to check your FICO score before you apply for a credit card. You need to choose an appropriate offer. If you have good credit, consider Citi® Platinum Select® Card® issued by Citibank. It comes with a 0% APR on balance transfers and purchases, a beneficial rewards program and no annual fee. People with fair credit will like Capital One offers, for example Platinum or Platinum Visa from Capital One®. You will enjoy a zero introductory rate on purchases and a low rate APR afterwards.