This offer is not available in U.S. territories. See offers for your state

Card
Network

Visa®
Bank

Celtic Bank
Issuing
Country

United States
User
Category

Consumer
Card
Type

Unsecured
Credit
Recommended

Excellent/Good

This offer is not available in U.S. territories. See offers for your state

Interest Rates
Maintenance Fees
Customer Service
Features & Benefits
Reward Program
Card Overall Rating

This offer is not available in U.S. territories. See offers for your state

MAIN CARD FEATURE

Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!

CARD DETAILS

  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
  • No annual fee if you have a mortgage with Rocket. $95 annual fee otherwise.
  • Manage your card and finances using Rocket Money app.
  • Digital card security with built-in features, like Freeze Card.
  • Visa Signature benefits, like extended warranty protection, cell phone protection, porch piracy protection.
  • See if you’re preapproved in as little as 2 minutes with no impact to your credit score.
+ Pros
  • Use rewards to pay off mortgage.
  • Use rewards to save for a new home.
  • Earn unlimited points.
  • Annual fee can be waived.

REWARDS: Points

Rewards Program
  • Receive a $200 statement credit when you spend $3,000 in the first 3 months.
  • Earn 5 Rocket Rewards points for every dollar spent. There’s no limit on how many points you can earn!
  • Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.
Rewards Bonus
Receive a $200 statement credit when you spend $3,000 in the first 3 months.
Redemption Options
Redeem earned points towards Roket Mortgage closing costs, including downpayment, Rocket Mortgage Principal, or as statement credit.

PURCHASES

Intro
APR

N/A
Ongoing
APR

20.99% to 30.99%, based on your creditworthiness
Penalty
APR

See terms
Minimum Grace
Period

See terms
Minimum Interest
Charge

If you are charged interest, the charge will be no less than $1.00.

BALANCE TRANSFERS

Intro
APR

N/A
Ongoing
APR

N/A
Balance Transfer
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

CASH ADVANCE

Intro
APR

N/A
Ongoing
APR

N/A
Cash Advance
Fee

N/A
Penalty
APR

N/A
Minimum Grace
Period

See terms

GENERAL FEES

Application Processing
Fee

See terms
Annual
Fee

$95 - waived for customers who have an existing, serviced mortgage with Rocket Mortgage
Foreign Transaction
Fee

None
Late Payment
Fee

Up to $25
Card Overall Rating
APPLY
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